Looking for WP Theme for Payday loan site

Hey!
I am looking for a decent Wordpress theme for Payday loan review site. I'd like to have some functionality inside CMS with filters, IP checker and some others.
I've already checked many popular theme sellers and no one has what I want
Maybe you can help me find theme of my dream?
Or should I stop dreaming and hire a developer?

Finding a payday loan review theme doesn't seem feasible. You'll have better luck finding a generic review theme and hiring someone to help you tweak it to fit your needs.

Probably you are right. If no one helps me here with some good examples, I'll go with this strategy.