As a buyer, I also don't frigging trust paypal even with their so called protection program.
From experience, they absolutely dont know anything about SEO.
I once was scammed by buying a service that never delivered.
I think it was close to 2 months when I decided to file a dispute, because the seller just keeps on saying they're working on it. I felt something was off.
My mistake is that we did not talk about TAT before the order, and that the money needs to be refunded when the TAT is passed.
Paypal stupidly sided with the seller believing that they're working on the order. Its been 3 or 4 years now since then since the seller flew away with the money with no work done.
So guys, make sure to talk about the TAT and say that if the TAT is passed then there's no excuse but the money needs to be refunded.