i have yet another problem [high iq only]

They report everything, no? Even if they report it once a year, or every month that doesn't matter. As you'll still be punished the same, it's just a question of when.
I don't know correct terminology for the thing, but if OP's problem is related to forced payments to IRS/Child Support/debt collectors or any other thing that even blocks his account then this is easily avoidable by using mentioned offshore bank accounts. It's not a crime to have offshore bank accounts and local gov usualy can do anything to those. Even if they know about them, they cant do anything.
 
As far as I know Payoneer is not a real bank. At least not in the traditional sense.

I didn’t have to upload any official documents when I created my account there. I might be wrong though.
Payoneer vba can do what any bank account could do, only that you can't receive money from individual, if you want to receive money from individual, then switch to transferwise, transferwise account is all you need
 
wester union, binance, and I was going to say payoneer but they closed it down.
 
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