How to use Snapchat Ads in India?

I want to try snapchat ads but when I signed up for snapchat business account, there is no way to add a payment method like credit card or paypal. It only has an option called "line of credit" but i don't understand what is it.

Is there any way I can use snapchat ads in india or do i need to create a fake US/UK account to add a payment method?

Line of credit means you can spend on the account and pay the bill at the end of the month. Usually you have to apply for this with ad networks.

https://businesshelp.snapchat.com/en-US/article/snap-ads-payment