How does the banking and payment processors work for ecom?

Hi guys i am into ecom and trying to get in. I am having troubles receiving payments and wanted to know how does everyone accept payments? Do they accept on their personal accounts or what? Or do you need to have a llc or campany in order to get payment processors? Because ig most payment processors apply alot of restrictions on personal accounts

Best thing to do is to open company and get merchant account from banks. But if you don't want to use company you can use Stripe or other alternatives (but it's very weak, they can hold your money instantly and for months)

I learned the hard way that Stripe doesn’t like personal accounts for ecom at all.