how can you do credit card processing without being a business? (+crypto?)
- Thread starter User7
- Start date
navyraiser
BANNED
- Feb 29, 2024
- 589
- 489
Stripe + nowpayments
NexusQuirk
Junior Member
- Nov 7, 2025
- 112
- 56
If your business doesn’t have a high chargeback rate, I’d recommend Stripe. Just keep in mind that they’re quite strict, although their fees are competitive.
Another option is to work under someone who already has a large Stripe account, which can be arranged in a smart way, though they’ll likely charge higher fees.
As for crypto payments, there are plenty of available options.
Another option is to work under someone who already has a large Stripe account, which can be arranged in a smart way, though they’ll likely charge higher fees.
As for crypto payments, there are plenty of available options.
navyraiser
BANNED
- Feb 29, 2024
- 589
- 489
There a an Israeli payment processor, forgot the name though. Worth to check it
quynhuyen
Regular Member
- Mar 12, 2024
- 267
- 55
u can try PayPal, Stripe, NOWPayments
InnoutPayments
BANNED
- Jan 25, 2026
- 43
- 7
What's your processing volume + Dispute rate, this way it's easier for people to redirect you to the right place.
AlexFoundedThis
Newbie
- Jan 30, 2026
- 1
- 0
Depends on you want to KYC or not. For KYC, alot of options like Paypal, Stripe, Bybit, Bitget. For non-KYC, there're some like loompay.io, but DYOR before you go, top up a few to test. Hope it works
- Dec 6, 2022
- 222
- 188
You should try PayPal or Stripe.
ByteHacker
Newbie
- Jan 23, 2026
- 4
- 0
can i explain from here ?? i donno dude
For individuals, PayPal Personal or digital wallets let you receive payments, but most credit-card processors require a registered business. For crypto, Coinbase Commerce, BTCPay Server, or NOWPayments let you accept payments without a business account.