I recently cam across a guy who offered a service to raise and maintain the personal credit score (for NON US residents)
While using credit cards (increasing the allowed amount).
They used techniques such as
- nice address in Florida
- travel once to USA and talk to a major bank to get a starting point (other banks will follow)
- know which score institute is used by a bank, so to avoid applying for credit more than 2 times to the same score institute (each application is logged and too many are considered as bad)
- adding a co-worker as the admin who can use the credit card. A co-worker with high credit score
- balance transfer: if the time ran up to pay the credit for card1, get card2 with higher credit balance to cover card1 etc
Is there anywhere a community that is dealing with that?
The idea sounds interesting however I would like to take a look on this topic without a shady coach.
While using credit cards (increasing the allowed amount).
They used techniques such as
- nice address in Florida
- travel once to USA and talk to a major bank to get a starting point (other banks will follow)
- know which score institute is used by a bank, so to avoid applying for credit more than 2 times to the same score institute (each application is logged and too many are considered as bad)
- adding a co-worker as the admin who can use the credit card. A co-worker with high credit score
- balance transfer: if the time ran up to pay the credit for card1, get card2 with higher credit balance to cover card1 etc
Is there anywhere a community that is dealing with that?
The idea sounds interesting however I would like to take a look on this topic without a shady coach.