Seems you are contradicting yourself, you said you don't wanna work and just "rather have a house by the beach, and trips to atlantic city weekly and trips to nyc bars randomly" how are you gonna achieve that without working and get the $$$ you need to do that? Seems to me you want easy money, quick bucks.
I do agree you can earn much much more over the internet, but if you aren't willing to work your ass off, chances are you won't get much. And personally I would still keep my 9-5, you know why? I like to have a social life, not just with friends but with coworkers (kinda like friends) and the gossip, the office politics, you don't get that by sitting at home earning your $$$. Again I know we can earn so much in IM, $$$ isn't everything, I rather experience different things in life than just loads of $$$
This might sound bullshit but there are things money can't buy, but if you are ok with just money then, by all means....
just my two bytes