well I have a video game server. Some this person was playing it for the last 2 years. 3 months ago they claimed to win a lottery and started buying all their friends and themselves the most expensive things on the server. They got their creditcard locked by going over the 5k limit. They did unlock it. I did have them on skype. 2 months later the card they were using issued 40 chargebacks at the same time. The cardholder did unlock the card, and must have known about the payments. I remember when I had to unlock my card from going over my 5k limit they asked my all kinds of questions naming charges and stuff and asking if i was the person making these charges. So basically they told their bank and they were in fact the person making these purchases, then two months later went to the bank and said someone else spent 16k from their cc. Anyway it really smells like friendly fruad. Also their ip address matches their address on their cc. But even with all this evidence I don't think I could win because chargebacks usually default to the cardholder winning.
well I have a video game server. Some this person was playing it for the last 2 years. 3 months ago they claimed to win a lottery and started buying all their friends and themselves the most expensive things on the server. They got their creditcard locked by going over the 5k limit. They did unlock it. I did have them on skype. 2 months later the card they were using issued 40 chargebacks at the same time. The cardholder did unlock the card, and must have known about the payments. I remember when I had to unlock my card from going over my 5k limit they asked my all kinds of questions naming charges and stuff and asking if i was the person making these charges. So basically they told their bank and they were in fact the person making these purchases, then two months later went to the bank and said someone else spent 16k from their cc. Anyway it really smells like friendly fruad. Also their ip address matches their address on their cc. But even with all this evidence I don't think I could win because chargebacks usually default to the cardholder winning.
Looks like the buyer was using either a cloned card or stolen card. owner found out and that is why you got all of the chargebacks