Wrong once again - you should really stop and follow your own advice - start thinking clearly before getting all defensive. I haven't ridiculed you yet. I'd quit on you - im probably wasting my time on this thread - but although you might not take my advice, maybe someone else will
Trust me I happen to know a thing or two about getting traffic to fill out email submits - and I don't use it as a " short term to pay some bills and get some decent hosting " and you shouldn't build your online business that way either.
Just having a mindset of "I need quick cash to pay bills & hosting" isn't going to get you anywhere but banned - you'll end up making some stupid mistake..
It doesn't really take any more work to do things the way I'm suggesting you do them, just to alter your state of thinking. You're a self-proclaimed "newbie", we have all been there - ( including me...believe it or not ) but you are lucky enough to have a great forum here where people will give you all the advice and information you need to be successful. I wish I knew about BHW back when I started, I thought up alot of what I do through hard work, testing, and an active imagination.
Anyways - back to the point you failed @ making:
Correct. People are desperate. They're emailing lots of resumes and cover letters and csv's out - getting lots of no answers, or spam emails. If instead of just offering them the chance @ a resume - you tell them they GET THE JOB...and all they have to pay is some $2.00 fee to get the tools they need to perform the job, then they're alot more likely to convert, and who knows, a few of them might learn a thing or two about internet marketing, and somehow find their way here to this forum - where they'll actually learn to make some money.