Can someone help me?

Currently, running ads using personal accounts is very difficult, and automatic payments are almost non-existent. Furthermore, most accounts have their spending limits reduced and are subject to restrictions. Is there a better solution?
A Business Manager (BM) account is also an option; it doesn't have payment issues. Additionally, personal accounts with no spending history are also quite good.
I think you're having problems with personal accounts that have a spending history, right?
 
In my experience, using a properly set up business account—a verified business, a stable payment method, and a clean advertising history—is far more reliable than using a personal account.
 
Personal accounts are currently difficult to scale due to stricter algorithms, payment errors, and frequent disabling scans. To avoid missing out on the golden time of your campaigns, you should replace them with Business or Agency accounts. This solution not only helps increase spending limits but also provides better security and support, making advertising operations more sustainable and easier to achieve goals.
 
Currently, running ads on Facebook is becoming increasingly difficult, especially with personal accounts. At this time, I think you should use a business account for greater stability.
 
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You can use agency accounts, or accounts provided by agencies that you consider reputable.
 
Currently, running ads using personal accounts is very difficult, and automatic payments are almost non-existent. Furthermore, most accounts have their spending limits reduced and are subject to restrictions. Is there a better solution?
Here are some alternatives and strategies you could consider for more effective ad placement. Create a business account if you haven't already. Business accounts typically offer more features, higher spending limits, and better access to advertising tools. Be sure to use a verified business payment method. This can resolve issues with payment processing and spending limits. I hope this helps.
 
Use a BM account with verified business profile and proper billing info instead of personal ad accounts, it’s more stable and reduces restrictions.
 
You should buy a shared account from BM2500 or rent a BM account
Currently, Meta wants to ensure user volume and push BMs for businesses to make it easier to manage and collect payments
 
To scale your budget quickly, abandon personal accounts due to their low limits and inconvenient payment process. Instead, prioritize BM2500 accounts or Agency accounts. These account types offer high durability and large limits, ensuring smooth campaign operation even with large budgets.
 
Currently, running ads using personal accounts is very difficult, and automatic payments are almost non-existent. Furthermore, most accounts have their spending limits reduced and are subject to restrictions. Is there a better solution?
Personal accounts are much more restricted now, that’s normal.
In most cases, moving to proper business setups (BM, verified entities, clean payment methods) is more stable than trying to push personal accounts.
Limits usually come from trust and payment history, so fixing the foundation works better than constantly switching accounts.
 
Almost all individual Facebook advertisers encounter this issue whether running WH or BH niche. Your problem is still quite simple because many people even get their accounts banned. If you are running WH niche, you can contact the Meta team for support. Verify the account and switch to a BM account.
If you are running BH niche, you should look for strong accounts that have had their spending limits broken from Agencies.
 
Currently, running ads using personal accounts is very difficult, and automatic payments are almost non-existent. Furthermore, most accounts have their spending limits reduced and are subject to restrictions. Is there a better solution?
You’re right. Personal ad accounts are getting restricted heavily. From my experience, verified Business Managers or agency/credit accounts are much more stable. Personal accounts don’t scale well anymore.
 
It's really hard to run ads on personal accounts now. A good solution is to use Business Manager, set up a verified business + stable payment method, scale spend slowly, and reduce reliance on personal profiles.
 
Try using agency ad accounts. They also provide associated virtual credit cards, which can reduce many account risks.
 
Recently, I haven't been using my personal account and have been primarily using my BM account. Previously, a very small number of BM accounts also experienced this issue, and I replaced them with new accounts. Is the percentage of accounts with this problem high?
 
I think you should use accounts created by Business Manager; they will be more stable for your ads.
 
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