Let's say I manage my clients IG account and under safe limits it gets banned. What problems can I get besides shitty reputation? Can I get a law suit for that? I think that in practice, not a lot of people would be so serious, but what if my client is like 'fucking serious'. Ig TOS: You are responsible for any activity that occurs through your account and you agree you will not sell, transfer, license or assign your account, followers, username, or any account rights. With the exception of people or businesses that are expressly authorized to create accounts on behalf of their employers or clients, Instagram prohibits the creation of and you agree that you will not create an account for anyone other than yourself.