Please tell me, what is the name of your gateway?20k for my business and 2 partners , and its great to know people processing that amount , and let me tell you something , With the help of my system you can process 300k per day if You want (using multiple accounts as much as you want) , NO CLOAKING NEEDED , NO HOLD AND INSTANT FUNDS . and AGAIN this system is suitable for grey/black niches . for those who have white legal business , pls use paypal , stripe , paddle or whatever gateway you prefer