Web Developer12
Newbie
- Sep 29, 2024
- 37
- 33
That’s too high of a chargeback ratio for any processor to accept you as a business.
Best Payment Processors for High Chargeback Rates?
- Thread starter frodo92
- Start date
There are card payment processors that accept a high percentage of chargebacks (4-5%).
There are at least 2 ways that the ones I contacted told me they can do this:
1) Mixing transactions among those of other customer accounts
2) Give you the possibility to open multiple accounts.
But I have not been able to find one that accepts individual accounts. I don't want to make a company account.
There are at least 2 ways that the ones I contacted told me they can do this:
1) Mixing transactions among those of other customer accounts
2) Give you the possibility to open multiple accounts.
But I have not been able to find one that accepts individual accounts. I don't want to make a company account.
In order to work you need paypal accounts with a long history, otherwise the money goes on hold very quickly.
Old accounts cost a lot. Depending on how long an account lasts, it can be profitable or not.
If you pay 300 usd for a good account and it holds out for 3000 usd, that means that for every 3000 usd you collect you lose 300 usd to process the payments (+ paypal fees). That means a minimum 10% cost for processing the payments.
If you still have money blocked in that paypal, the loss is even bigger.
- Jul 13, 2024
- 2,057
- 5,727
yes, it's shitty
but it is what we have
i talked to several payment processors recently
most of them immediately refused me
others are even worse, they waste my time giving me hope for weeks and then refuse my application after tons of info and docs request
What kind of payments do you collect? What is the average amount of a payment?
How much do you collect in total on a paypal account before it is banned or put on hold?
Which paypal accounts do you use? What is the age and transaction history of these accounts?
- Jul 13, 2024
- 2,057
- 5,727
Credit card payments for my ecommerce. Tried ebooks recently as well, even with such white hat products, those payment processors are a pain in the ass
I think I can collect $5k-$10k before the hold. At least PayPal give it back after 180 days. Stripe just steal it.
I like to buy paypal accounts with payment history and +3months old if I find them available
zotix
BANNED
- Oct 21, 2023
- 1,147
- 696
Correct.
Low payments:
Medium:
High Payments:
Regular, no big patterns and no big spikes: E.g. you have irregular ATVs (average transaction volume)
Kind regards,
zotix