Beginning my journey

NO MERCY

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Oct 24, 2021
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I’ve been lurking here for a while, finally decided to make an account and start documenting my journey. I’m in my early 20s, currently running a business that brings in around $4K/month profit. It’s decent, but I’m far from where I want to be — especially since I’m carrying around $35,000 in debt.

My Current Situation:​

  • $35K in debt
  • $4K/month income from my main business
  • Doing everything I can to grow smarter, not just harder

Short-Term Goal:​

  • Hit $10K/month income from a new, separate income stream (I want to diversify and not rely on just one source)

Long-Term Vision:​

  • Scale that new stream to $100K/month
  • Build a safety net:
    • $50K in emergency savings
    • $100–250K in S&P 500 index funds (long-term compounding plan)
The way I see it — the current hustle is just a stepping stone. Quick cash is cool, but the real game is stability and long-term freedom. I'm here to network, learn from you guys, and maybe even share some value as I go.

Appreciate any support, advice, or good vibes.

Let’s get it.
 
Hit $10K/month income from a new, separate income stream (I want to diversify and not rely on just one source)
Wishing a good luck with your short term goal. Life teaches a lots of thing. We need to be focused and patient. Welcome to the forum.
 
Good luck to your short term goal. As you're already making good profits, you need to find ways to scale it up.
 
Good luck to your short term goal. As you're already making good profits, you need to find ways to scale it up.
Thanks. currently scaling my current business is not efficient since it would take a lot of my time and energy
 
Best of luck with your journey , i am sure you will be consistent and motivated as you have already opened a Journey thread

So what is your plan ?
How are you going to achieve your goal ?
Do you have any past expertise or experience with IM ?
 
I’ve been lurking here for a while, finally decided to make an account and start documenting my journey. I’m in my early 20s, currently running a business that brings in around $4K/month profit. It’s decent, but I’m far from where I want to be — especially since I’m carrying around $35,000 in debt.

My Current Situation:​

  • $35K in debt
  • $4K/month income from my main business
  • Doing everything I can to grow smarter, not just harder

Short-Term Goal:​

  • Hit $10K/month income from a new, separate income stream (I want to diversify and not rely on just one source)

Long-Term Vision:​

  • Scale that new stream to $100K/month
  • Build a safety net:
    • $50K in emergency savings
    • $100–250K in S&P 500 index funds (long-term compounding plan)
The way I see it — the current hustle is just a stepping stone. Quick cash is cool, but the real game is stability and long-term freedom. I'm here to network, learn from you guys, and maybe even share some value as I go.

Appreciate any support, advice, or good vibes.

Let’s get it.
Welcome aboard, and respect for taking the step to document your journey — that alone shows commitment. $4K/month at your age is a solid foundation, especially while managing debt. Many here started in similar spots, and it’s all about consistent growth and smart moves. Stay focused, optimize what’s already working, and keep learning. You’re definitely on the right track. Looking forward to seeing your progress!
 
Love that you have the dream and know exactly where you want to be.

Go get ’em tiger and show "NO MERCY" ;)
 
I’ve been lurking here for a while, finally decided to make an account and start documenting my journey. I’m in my early 20s, currently running a business that brings in around $4K/month profit. It’s decent, but I’m far from where I want to be — especially since I’m carrying around $35,000 in debt.

My Current Situation:​

  • $35K in debt
  • $4K/month income from my main business
  • Doing everything I can to grow smarter, not just harder

Short-Term Goal:​

  • Hit $10K/month income from a new, separate income stream (I want to diversify and not rely on just one source)

Long-Term Vision:​

  • Scale that new stream to $100K/month
  • Build a safety net:
    • $50K in emergency savings
    • $100–250K in S&P 500 index funds (long-term compounding plan)
The way I see it — the current hustle is just a stepping stone. Quick cash is cool, but the real game is stability and long-term freedom. I'm here to network, learn from you guys, and maybe even share some value as I go.

Appreciate any support, advice, or good vibes.

Let’s get it.
That's actually a great plan! looking forward for your journey mate
 
good , what is your main buisness concept ? website or app or ecom related of offline buisness ?
 
I’ve been lurking here for a while, finally decided to make an account and start documenting my journey. I’m in my early 20s, currently running a business that brings in around $4K/month profit. It’s decent, but I’m far from where I want to be — especially since I’m carrying around $35,000 in debt.

My Current Situation:​

  • $35K in debt
  • $4K/month income from my main business
  • Doing everything I can to grow smarter, not just harder

Short-Term Goal:​

  • Hit $10K/month income from a new, separate income stream (I want to diversify and not rely on just one source)

Long-Term Vision:​

  • Scale that new stream to $100K/month
  • Build a safety net:
    • $50K in emergency savings
    • $100–250K in S&P 500 index funds (long-term compounding plan)
The way I see it — the current hustle is just a stepping stone. Quick cash is cool, but the real game is stability and long-term freedom. I'm here to network, learn from you guys, and maybe even share some value as I go.

Appreciate any support, advice, or good vibes.

Let’s get it.
very detailed plan, you're on the right path to success, good luck :))
 
Best of luck with your journey , i am sure you will be consistent and motivated as you have already opened a Journey thread

So what is your plan ?
How are you going to achieve your goal ?
Do you have any past expertise or experience with IM ?
Thanks.
My current plan is to create 3 income types something that is passive (set it and forget it), something that requires selling (ex. affiliate links or selling tools) and lastly I'm in between Saas or service based.

Hopefully I'll achieve my goal by starting out one step at a time.

My past experience, ran a shopify store and gave up on it since I was barely profitable with ads and costs. I got some trading knowledge (buying and selling physical goods not stocks hahah)
 
good , what is your main buisness concept ? website or app or ecom related of offline buisness ?
My current business is offline (sort off sub-leasing office space for small businesses) which is a headache since most usually struggle to stay afloat which made me look into switching up things.
 
I've been looking at a few ideas and I've shortlisted them.

1. Music Streaming phone farm (Upload 500+ short ai generated songs and use a phone farm to fake streams and milk royalties)

2. AutoBlogging (Use ai to create blogs on relevant topics, earn through promoting affiliate links and Ads)

3. Creating a free movie site (the idea is to create the website to be independent from the movie server, ex. if the site gets taken down I can just create a new one and get back and running in matter of minutes + I can have one server that has the content on it and have like 3 or more sites connected to the server)

4. IPTV (basically two paths sell a subscription service or keep it free but includes ads)

Also, notice that most of them are passive require less up keep time and the revenue path is clear.
If you got any suggestions I'm open to it.
 
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