NO MERCY
Newbie
- Oct 24, 2021
- 48
- 19
I’ve been lurking here for a while, finally decided to make an account and start documenting my journey. I’m in my early 20s, currently running a business that brings in around $4K/month profit. It’s decent, but I’m far from where I want to be — especially since I’m carrying around $35,000 in debt.
Appreciate any support, advice, or good vibes.
Let’s get it.
My Current Situation:
- $35K in debt
- $4K/month income from my main business
- Doing everything I can to grow smarter, not just harder
Short-Term Goal:
- Hit $10K/month income from a new, separate income stream (I want to diversify and not rely on just one source)
Long-Term Vision:
- Scale that new stream to $100K/month
- Build a safety net:
- $50K in emergency savings
- $100–250K in S&P 500 index funds (long-term compounding plan)
Appreciate any support, advice, or good vibes.
Let’s get it.