Hello, I'm trying to open a commercial bank account to take payments over the phone and the anti-fraud department apparently blocked it. Basically, they blocked me over a technicality (I said "Web design" to them and "marketing" to the government. Now because of their refusal to deliver to my PO box, I changed it to my home address and they cited this as a reason for refusal. They told me my office address was "unverifiable" and told me to get a utility bill with my name on it. I don't pay hydro or any utility, and I really don't want to get a 38$/month phone line (with a 1 year plan to booth) which I'm not gonna use as everything is VOIP and I might be moving in two months.