Man right as I am about to pull the trigger at buying GSR Ser and various other tools to start my SEO journey I get in a car accident. There was an animal crossing the road and I slow down to let them pass the road, (45 mph speed limit often going 55) 15 seconds later I get hit and my car is pretty totaled. I will be going to a doctor shortly to get examined. I owe more money on the car than its wroth, about a 2 grand gap. Other drivers insurance already offered to pay for damages as he was at fault. Questions: Should I still file with my insurance, if the other insurance already offered to pay? What's the best steps for you guys would recommend, in my situation?