Adding another payment method to site? Stripe?

I have a website where I would like to integrate one more payment method customers can pay with. I sell social media services (followers likes) on the website. I get no chargebacks, so that's no issue. And I live in Europe (on the continent, my country is not in the EU).

Now, a friend of mine who has a site like mine added Stripe recently, and he says people are using it.

The other day a customer of mine asked me if they can pay with Skrill.

I'm wondering, should I add for Stripe, Skrill, or both? Maybe a different one?

Give me your advice. Thanks.

It seems that Stripe is not available in my country. And I don't wanna use a Proxy or VPN or anything like that for it. I like to be legit, especially when it comes to banks and ebanks and all that kinda stuff.

That said, I think the universe told me to use Skrill. I looked into it and I can use Skrill in my country. I also just noticed that one of my websites has an in-built way for me to activate and start accepting Skrill payments, so that's sweet. I can add Skrill on that website as a payment gateway with 3 clicks - add email, done.

And also, the customer that asked me the other day if they can pay with Skrill, that's also another sign that I should go with Skrill.

Sometimes the universe just tells us what to do, and we obey

Is it me or does Skrill not allow automatic payments? I mean, I've looked at about 5 websites that sell things and offer Skrill as a payment method, and all of them ask you to send the money to their Skrill email or to contact them, none offers a button that you click and then go to Skrill and pay.

Does Skrill not allow for this? Or is there some other reason websites don't have automatic Skrill payments?

So it seems Skrill does allow for this. I found this - https://www.skrill.com/fileadmin/content/pdf/Skrill_Quick_Checkout_Guide.pdf

If you scroll to Page 103 of that document, it has the code for the HTML forms, which is exactly what I need to implement this for one of my websites.

On the one hand I want to try and implement it myself, on the other hand I don't want to spend the time and effort (no guarantee I'll be successful even if I try).

I contacted a guy on Fiverr, hopefully he can do what I need for $5 dollar. I'd pay more, but this particular website just needs the Skrill code to go under the Paypal code on 1 page, and then I can take and replicate the code on the other 200 pages on the website. I'll do the grunt work of implementing it site-wide, I just need a working code.

I'm starting to think I need a merchant Skrill account to be able to accept payments like this.

??!!??!! Any members that use Skrill who can confirm ??!!??!!

Well - https://www.quora.com/Why-nobody-us...-anymore-Whats-wrong-with-this-payment-system

I'm quoting:

"We tried to use Moneybookers / Skrill as a merchant so that our customers could pay for our services.
We have a really simple business model and we are currently using many different payment options.

As a merchant, to have a Moneybookers payment page on your website that accept credit cards, here what you have to do:

- register for a Moneybookers business account
- wait for approval (count a few days). You will have to send BY FAX!!:
- a copy of your passport
- utility bills
- your company's registration document
- the application form
- the signed contract
- once (if) you get approved, this will only allow you to create a payment page where your customer will have to signup for a Moneybookers account to pay you.
Imagine your customers having to:
- create a Moneybookers account (with the long form about their social security number and date of birth... etc).
- upload funds to their account
- get your Moneybookers account email address where they can send money.
- cross their finger that the transaction will not get frozen for further verification. It is a common practice for Moneybookers to freeze accounts for security purpose (especially new accounts).

(I hope you are not tired, I am really not finished).

For the integration, Moneybookers does not offer a Sandbox or a test account. You have to:
- create a merchant account and a customer account
- send an email to Moneybookers and asking them to convert these 2 accounts to "test accounts".
- wait for the answer (count a few days. I had to send 2 emails and wait for 4 days).
- once you get the answer, the test accounts will be valid for 24 hours only before being convert to live accounts (I swear this one is true). So you should hurry up for the tests.
- Once your integration is done, you have to apply for an "instant credit/debit card payment processing services". You have to send a request and wait for the application email.
- You will have to answer a questionary that is exactly the same as the one for the initial Merchant account.
- Moneybookers is promising you an answer within 72 hours but in our case, it took 2 weeks.
- If you are not approved, you will not get an explanation. Just a 2 lines email saying that they don't want to work with you. Therefor, all these efforts were in vain.
- If you are approved, you will have the same power as a person who spent a couple of hours setting up a Paypal merchant account. I would even say that you would have MUCH less possibilities.

So the real question should be "why a merchant, in his sane mind, would be crazy enough to use Moneybookers/Skrill" ?"

Anybody wanna tell me how Paypal sucks again?

I think I'll have to give up on this idea for now. Stripe isn't available in my country. Skrill seems to be as hard as pulling teeth to get it done. Payza I don't trust because of the problems they had in the US a little while ago. Bitcoin, rollercoaster, no. Fuck, I guess monogamy for now, me and Paypal.

Stripe is growing very quickly, so I would check every month to see if they added your country

Hey,

Skrill can be used as a normal payment processing provider (so the user will enter the credit card number and be billed as usual) and also you can use it as SKRILL (= ewallet such as paypal). It can be a bit ... unclear ! In any case, you will need a merchant account and be verified.
Stripe is a pure processing provider such as Adyen, Hipay, Worldpay, Globalcollect, Braintree, etc.

Depending on your country (in Europe but outside EU zone so Serbia, Albania, Norway, Macedonia,etc. I presume), the business activity and where you process payments (where your customers come from) you can have a lot of different providers ready to onboard you.