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Accepting credit card without having a company

Discussion in 'BlackHat Lounge' started by MrBusiness, Jun 8, 2017.

  1. MrBusiness

    MrBusiness Newbie

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    Hey guys I have a question for you, I don't have a company, I'm living outside the US and I want to accept credit card, I already use Paypal in my stores but I want a direct credit card checkout option, can you help me solve this dilemma?
     
  2. Lunaaa

    Lunaaa Elite Member

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    Find out what credit card processors are available in your country. Maybe stripe
     
  3. vaidavytas

    vaidavytas Power Member

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    First of all it highly depends on your country and store platform. Without this info no one will be able to help you.
     
  4. MrBusiness

    MrBusiness Newbie

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    2Checkout only, but they refuse most of my dropshipped products and they are assholes + they accept companies only.

    I use Woocommerce, but I can code the plugin if anyone provide me with a solution.
     
  5. vaidavytas

    vaidavytas Power Member

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  6. ronnie1984

    ronnie1984 Regular Member

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    Payza.com can be an option
     
  7. treemedia

    treemedia BANNED BANNED Jr. VIP

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    try to work with 2checkout
     
  8. Cosmic Dancer

    Cosmic Dancer Newbie

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    Users can use CC with your paypal gateway, they don't even have to have a paypal account to buy with CC
     
  9. roki4ka

    roki4ka Senior Member

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    U can't have a direct checkout. Your customers will always be redirected to an external source to complete the payment.

    P.S Majority of people here don't understand what is a direct payment, I would call it semi-direct because you still use banks. The difference is 3-4-5 times smaller fees. Example: PP 2.4%+ x cents per transaction vs 0.6% per transaction + a 1$ monthly fee. In fact, what bothers me more is the fact that MY MONEY could go for approval process between several institutions instead of going directly to my bank account.
     
  10. hkrumar

    hkrumar Newbie

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    Im also interested in this. My platform is shopify and i am in the uae. My site is almost finished but i still dont have a way for payment. I have tried 2checkout like op but they declined me because i dont have a registered business. Also tried others like molpay, checkout, authorize and others that are options in the uae and philippines.

    Im really excited in starting dropshipping but now i am stuck in payment gateways.

    Any advise for us?
     
  11. MrBusiness

    MrBusiness Newbie

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    Company required

    Company required

    That what I'm already using, you didn't read my first post.

    You can still use Paypal like me, but when you start selling a lot you need an other option for credit card.
     
  12. yuuzokun

    yuuzokun Jr. VIP Jr. VIP

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    Who cares
    Why people state that 2 co requires a compagny status? That is not true. And they acceot dropshipping. Just don't talk about it.

    I agree that they are a bunch of asshole but it's what it takes these days. Just try them . You won't have anything to loose.

    Ps: all my stores are with woocoommerce and all of them have 2 co as a payment gateway.
     
  13. MrBusiness

    MrBusiness Newbie

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    That means you use 2co without having a company?
     
  14. yuuzokun

    yuuzokun Jr. VIP Jr. VIP

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    Here you go. First it started like this , I applied for an account then stopped at the last step. After that I got this email :

    2co1.png

    I then sent this Alex guy a followup email :

    2co2.png

    Which I did, I uploaded the screen to them (a real one) . Few days later got this :

    2co3.png

    So to answer your question . Yes
     
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  15. imsecretclub

    imsecretclub Jr. VIP Jr. VIP

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    2checkout is till the best solution, most of application they accept are in ecommerce niches (physical products)
    if we're in digital niches, they don't accpet it i think . i have tried it before

    but there're some company who able to provide payment & marketing system , may be it can be our solution (but it required monthly fee):

    https://paykickstart.com/
    http://zaxaa.com/

    i also will consider both company above
     
  16. vaidavytas

    vaidavytas Power Member

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    Sorry, but makes no sense.

    Yesterday in one of FB groups a guy posted that they suddenly closed his account without giving any clear explanation. AND THEY KEPT ALL HIS MONEY ASS WELL. I guess their TOS allows them to do shit like that. Didn't even bother to read. And it's not the first time I here them doing things like that. So actually you have what to lose - ALL your fucking money.
     
  17. Paranoid Android

    Paranoid Android Jr. VIP Jr. VIP

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  18. hkrumar

    hkrumar Newbie

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    ---- yes i can use paypal, but i can only use express checkout in my current country.
    Here is a screenshot of the available options.

    This is for paypal
    [​IMG]
    http://imgur.com/a/0RypV

    This is for other gateways
    [​IMG]
    http://imgur.com/a/zWgzS

    When it it not listed as available in my country, does it mean that i can't use it?

    ---- i also got that mail from them asking why i stopped my application, i told them that i will be dropshipping and i am just starting up. they did say that they allow dropshipping but i must be processing payments for the last 90 days already.
    i told them that i am new with the business and doesn't have any option of payment right now.
    their next reply is that if i had another business model, it would make them reconsider my application.

    i asked them if for example i have a website design business and got approved with 2co, i asked them if i can also use that account in another website, i got no response from them after that.

    ---- stripe is not available in my current country. or is there a bypass?
     
  19. Paranoid Android

    Paranoid Android Jr. VIP Jr. VIP

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    registering a company in the US is always an option, and some banks do allow ytou to open accounts online without having to visit them in person.
     
  20. MrBusiness

    MrBusiness Newbie

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    Some example of those banks?

    If it's not in the list you can't use it.