Accepting credit card without having a company

MrBusiness · Jun 8, 2017

Hey guys I have a question for you, I don't have a company, I'm living outside the US and I want to accept credit card, I already use Paypal in my stores but I want a direct credit card checkout option, can you help me solve this dilemma?

Lunaaa · Jun 8, 2017

Find out what credit card processors are available in your country. Maybe stripe

vaidavytas · Jun 8, 2017

First of all it highly depends on your country and store platform. Without this info no one will be able to help you.

MrBusiness · Jun 8, 2017

Lunaaa said:
Find out what credit card processors are available in your country. Maybe stripe

2Checkout only, but they refuse most of my dropshipped products and they are assholes + they accept companies only.

vaidavytas said:
First of all it highly depends on your country and store platform. Without this info no one will be able to help you.

I use Woocommerce, but I can code the plugin if anyone provide me with a solution.

vaidavytas · Jun 8, 2017

The country?

https://paylike.io/
https://www.paymill.com/

If you have $5k+ in sales at least 3 months, you can try Checkout.com as well.

ronnie1984 · Jun 8, 2017

Payza.com can be an option

treemedia · Jun 8, 2017

try to work with 2checkout

Cosmic Dancer · Jun 8, 2017

Users can use CC with your paypal gateway, they don't even have to have a paypal account to buy with CC

roki4ka · Jun 8, 2017

MrBusiness said:
Hey guys I have a question for you, I don't have a company, I'm living outside the US and I want to accept credit card, I already use Paypal in my stores but I want a direct credit card checkout option, can you help me solve this dilemma?

U can't have a direct checkout. Your customers will always be redirected to an external source to complete the payment.

P.S Majority of people here don't understand what is a direct payment, I would call it semi-direct because you still use banks. The difference is 3-4-5 times smaller fees. Example: PP 2.4%+ x cents per transaction vs 0.6% per transaction + a 1$ monthly fee. In fact, what bothers me more is the fact that MY MONEY could go for approval process between several institutions instead of going directly to my bank account.

hkrumar · Jun 8, 2017

Im also interested in this. My platform is shopify and i am in the uae. My site is almost finished but i still dont have a way for payment. I have tried 2checkout like op but they declined me because i dont have a registered business. Also tried others like molpay, checkout, authorize and others that are options in the uae and philippines.

Im really excited in starting dropshipping but now i am stuck in payment gateways.

Any advise for us?

MrBusiness · Jun 8, 2017

ronnie1984 said:
Payza.com can be an option

Company required

treemedia said:
try to work with 2checkout

Company required

Cosmic Dancer said:
Users can use CC with your paypal gateway, they don't even have to have a paypal account to buy with CC

That what I'm already using, you didn't read my first post.

hkrumar said:
Im also interested in this. My platform is shopify and i am in the uae. My site is almost finished but i still dont have a way for payment. I have tried 2checkout like op but they declined me because i dont have a registered business. Also tried others like molpay, checkout, authorize and others that are options in the uae and philippines.

Im really excited in starting dropshipping but now i am stuck in payment gateways.

Any advise for us?

You can still use Paypal like me, but when you start selling a lot you need an other option for credit card.

yuuzokun · Jun 8, 2017

Why people state that 2 co requires a compagny status? That is not true. And they acceot dropshipping. Just don't talk about it.

I agree that they are a bunch of asshole but it's what it takes these days. Just try them . You won't have anything to loose.

Ps: all my stores are with woocoommerce and all of them have 2 co as a payment gateway.

MrBusiness · Jun 9, 2017

yuuzokun said:
Why people state that 2 co requires a compagny status? That is not true. And they acceot dropshipping. Just don't talk about it.

I agree that they are a bunch of asshole but it's what it takes these days. Just try them . You won't have anything to loose.

Ps: all my stores are with woocoommerce and all of them have 2 co as a payment gateway.

That means you use 2co without having a company?

yuuzokun · Jun 9, 2017

MrBusiness said:
That means you use 2co without having a company?

Here you go. First it started like this , I applied for an account then stopped at the last step. After that I got this email :

I then sent this Alex guy a followup email :

Which I did, I uploaded the screen to them (a real one) . Few days later got this :

So to answer your question . Yes

imsecretclub · Jun 9, 2017

2checkout is till the best solution, most of application they accept are in ecommerce niches (physical products)
if we're in digital niches, they don't accpet it i think . i have tried it before

but there're some company who able to provide payment & marketing system , may be it can be our solution (but it required monthly fee):

https://paykickstart.com/
http://zaxaa.com/

i also will consider both company above

vaidavytas · Jun 9, 2017

yuuzokun said:
And they acceot dropshipping. Just don't talk about it.

Sorry, but makes no sense.

yuuzokun said:
Just try them . You won't have anything to loose.

Yesterday in one of FB groups a guy posted that they suddenly closed his account without giving any clear explanation. AND THEY KEPT ALL HIS MONEY ASS WELL. I guess their TOS allows them to do shit like that. Didn't even bother to read. And it's not the first time I here them doing things like that. So actually you have what to lose - ALL your fucking money.

Paranoid Android · Jun 9, 2017

Stripe!

https://www.quora.com/Can-I-use-Stripe-as-an-individual-not-a-company

hkrumar · Jun 10, 2017

MrBusiness said:
You can still use Paypal like me, but when you start selling a lot you need an other option for credit card.

---- yes i can use paypal, but i can only use express checkout in my current country.
Here is a screenshot of the available options.

This is for paypal

http://imgur.com/a/0RypV

This is for other gateways

http://imgur.com/a/zWgzS

When it it not listed as available in my country, does it mean that i can't use it?

yuuzokun said:
Here you go. First it started like this , I applied for an account then stopped at the last step. After that I got this email :

View attachment 91615

I then sent this Alex guy a followup email :

View attachment 91616

Which I did, I uploaded the screen to them (a real one) . Few days later got this :

View attachment 91618

So to answer your question . Yes

---- i also got that mail from them asking why i stopped my application, i told them that i will be dropshipping and i am just starting up. they did say that they allow dropshipping but i must be processing payments for the last 90 days already.
i told them that i am new with the business and doesn't have any option of payment right now.
their next reply is that if i had another business model, it would make them reconsider my application.

i asked them if for example i have a website design business and got approved with 2co, i asked them if i can also use that account in another website, i got no response from them after that.

Paranoid Android said:
Stripe!

https://www.quora.com/Can-I-use-Stripe-as-an-individual-not-a-company

---- stripe is not available in my current country. or is there a bypass?

Paranoid Android · Jun 10, 2017

hkrumar said:
---- stripe is not available in my current country. or is there a bypass?

registering a company in the US is always an option, and some banks do allow ytou to open accounts online without having to visit them in person.

MrBusiness · Jun 11, 2017

Paranoid Android said:
registering a company in the US is always an option, and some banks do allow ytou to open accounts online without having to visit them in person.

Some example of those banks?

hkrumar said:
---- yes i can use paypal, but i can only use express checkout in my current country.
Here is a screenshot of the available options.

This is for paypal
http://imgur.com/a/0RypV

This is for other gateways
http://imgur.com/a/zWgzS

When it it not listed as available in my country, does it mean that i can't use it?

If it's not in the list you can't use it.

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