Accepting credit card without having a company

[MrBusiness]

Hey guys I have a question for you, I don't have a company, I'm living outside the US and I want to accept credit card, I already use Paypal in my stores but I want a direct credit card checkout option, can you help me solve this dilemma?

 

[Lunaaa]

Find out what credit card processors are available in your country. Maybe stripe

 

[vaidavytas]

First of all it highly depends on your country and store platform. Without this info no one will be able to help you.

 

[MrBusiness]

Find out what credit card processors are available in your country. Maybe stripe

2Checkout only, but they refuse most of my dropshipped products and they are assholes + they accept companies only.

First of all it highly depends on your country and store platform. Without this info no one will be able to help you.

I use Woocommerce, but I can code the plugin if anyone provide me with a solution.

 

[vaidavytas]

The country?

https://paylike.io/
https://www.paymill.com/

If you have $5k+ in sales at least 3 months, you can try Checkout.com as well.

 

[ronnie1984]

Payza.com can be an option

 

[treemedia]

try to work with 2checkout

 

[Cosmic Dancer]

Users can use CC with your paypal gateway, they don't even have to have a paypal account to buy with CC

 

[roki4ka]

Hey guys I have a question for you, I don't have a company, I'm living outside the US and I want to accept credit card, I already use Paypal in my stores but I want a direct credit card checkout option, can you help me solve this dilemma?

U can't have a direct checkout. Your customers will always be redirected to an external source to complete the payment.

P.S Majority of people here don't understand what is a direct payment, I would call it semi-direct because you still use banks. The difference is 3-4-5 times smaller fees. Example: PP 2.4%+ x cents per transaction vs 0.6% per transaction + a 1$ monthly fee. In fact, what bothers me more is the fact that MY MONEY could go for approval process between several institutions instead of going directly to my bank account.

 

[hkrumar]

Im also interested in this. My platform is shopify and i am in the uae. My site is almost finished but i still dont have a way for payment. I have tried 2checkout like op but they declined me because i dont have a registered business. Also tried others like molpay, checkout, authorize and others that are options in the uae and philippines.

Im really excited in starting dropshipping but now i am stuck in payment gateways.

Any advise for us?

 

[MrBusiness]

Payza.com can be an option

Company required

try to work with 2checkout

Company required

Users can use CC with your paypal gateway, they don't even have to have a paypal account to buy with CC

That what I'm already using, you didn't read my first post.

Im also interested in this. My platform is shopify and i am in the uae. My site is almost finished but i still dont have a way for payment. I have tried 2checkout like op but they declined me because i dont have a registered business. Also tried others like molpay, checkout, authorize and others that are options in the uae and philippines.

Im really excited in starting dropshipping but now i am stuck in payment gateways.

Any advise for us?

You can still use Paypal like me, but when you start selling a lot you need an other option for credit card.

 

[yuuzokun]

Why people state that 2 co requires a compagny status? That is not true. And they acceot dropshipping. Just don't talk about it.

I agree that they are a bunch of asshole but it's what it takes these days. Just try them . You won't have anything to loose.

Ps: all my stores are with woocoommerce and all of them have 2 co as a payment gateway.

 

[MrBusiness]

Why people state that 2 co requires a compagny status? That is not true. And they acceot dropshipping. Just don't talk about it.

I agree that they are a bunch of asshole but it's what it takes these days. Just try them . You won't have anything to loose.

Ps: all my stores are with woocoommerce and all of them have 2 co as a payment gateway.

That means you use 2co without having a company?

 

[yuuzokun]

That means you use 2co without having a company?

Here you go. First it started like this , I applied for an account then stopped at the last step. After that I got this email :



I then sent this Alex guy a followup email :



Which I did, I uploaded the screen to them (a real one) . Few days later got this :



So to answer your question . Yes

 

[imsecretclub]

2checkout is till the best solution, most of application they accept are in ecommerce niches (physical products)
if we're in digital niches, they don't accpet it i think . i have tried it before

but there're some company who able to provide payment & marketing system , may be it can be our solution (but it required monthly fee):

https://paykickstart.com/
http://zaxaa.com/

i also will consider both company above

 

[vaidavytas]

And they acceot dropshipping. Just don't talk about it.

Sorry, but makes no sense.

Just try them . You won't have anything to loose.

Yesterday in one of FB groups a guy posted that they suddenly closed his account without giving any clear explanation. AND THEY KEPT ALL HIS MONEY ASS WELL. I guess their TOS allows them to do shit like that. Didn't even bother to read. And it's not the first time I here them doing things like that. So actually you have what to lose - ALL your fucking money.

 

[Paranoid Android]

Stripe!

https://www.quora.com/Can-I-use-Stripe-as-an-individual-not-a-company

 

[hkrumar]

You can still use Paypal like me, but when you start selling a lot you need an other option for credit card.

---- yes i can use paypal, but i can only use express checkout in my current country.
Here is a screenshot of the available options.

This is for paypal

http://imgur.com/a/0RypV

This is for other gateways

http://imgur.com/a/zWgzS

When it it not listed as available in my country, does it mean that i can't use it?

Here you go. First it started like this , I applied for an account then stopped at the last step. After that I got this email :

View attachment 91615

I then sent this Alex guy a followup email :

View attachment 91616

Which I did, I uploaded the screen to them (a real one) . Few days later got this :

View attachment 91618

So to answer your question . Yes

---- i also got that mail from them asking why i stopped my application, i told them that i will be dropshipping and i am just starting up. they did say that they allow dropshipping but i must be processing payments for the last 90 days already.
i told them that i am new with the business and doesn't have any option of payment right now.
their next reply is that if i had another business model, it would make them reconsider my application.

i asked them if for example i have a website design business and got approved with 2co, i asked them if i can also use that account in another website, i got no response from them after that.

Stripe!

https://www.quora.com/Can-I-use-Stripe-as-an-individual-not-a-company

---- stripe is not available in my current country. or is there a bypass?

 

[Paranoid Android]

---- stripe is not available in my current country. or is there a bypass?

registering a company in the US is always an option, and some banks do allow ytou to open accounts online without having to visit them in person.

 

[MrBusiness]

registering a company in the US is always an option, and some banks do allow ytou to open accounts online without having to visit them in person.

Some example of those banks?

---- yes i can use paypal, but i can only use express checkout in my current country.
Here is a screenshot of the available options.

This is for paypal
http://imgur.com/a/0RypV

This is for other gateways
http://imgur.com/a/zWgzS

When it it not listed as available in my country, does it mean that i can't use it?

If it's not in the list you can't use it.