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I got an email from paypal asking about my -1100 balance and they said that I should pay it off immediately to avoid “extra collection efforts”. I’ve been buying some bank account info and using them so this is probably why. So what are these “extra collection efforts” anyways? I’m only 16 if my...

So I've had 2 accounts, one that I had all my bank accounts attached to(no online access just got micro deposits) and another account that had the funds(paypal balance). The one with the bank accounts now has a negative balance of $300 USD and is limited, and paypal is asking for proof of...