I dont think it has any SEO impact, just better user experience. It depends on your site and the size of it too. For smaller sites, you may be fine with the second structure and if you like, you can always pick the first option.
Yes its wise to buy domains with existing authority, if you have majestic, check the tf of backlinks, as well as their PA using Moz, as for how npage is done, lok at the pages on the first page for your keyword on google.
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