I agree... If your ads are in relatively competitive sector, it might be competition draining your money. You could use a script or software to test the traffic and if it's fraud - you can try to contact gads support and they should probably refund your money.
You should give this a read - https://www.blackhatworld.com/seo/guide-how-to-write-the-perfect-article-for-your-affiliate-website.1257316/
It's a nice guide :)
You won't be able to receive payment with fake details. Most financial jurisdictions ask for that info so any legit business/network will collect that info from you. You can create account under a family person's details I guess.
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