[Issue] How to Reduce or Eliminate PayPal Fees?

ImeDesigner

Junior Member
Joined
Apr 28, 2016
Messages
116
Reaction score
20
Hello,

I'm facing a little problem with the PayPal's transaction fees. I want to send some money to a friend, but the fees are a little high in my country. %4.4 + $0.30.

How can I overcome this and send the money without paying or paying the smallest fee possible?

Sending money as a gift is not available for me.

Thanks!

P.S. I hope that I posted this thread in the right section.
 
Last edited:
Personal payments.
https://www.paypal.com/selfhelp/article/FAQ690

I've never used it myself, although one member on here once paid me using that (or I think they did), and there was no fee.
The link is redirecting me to a PayPal information page. Opening an account, fees and withdrawing money. Can you elaborate a little? What's a personal payment?

Thanks.
 
The link is redirecting me to a PayPal information page. Opening an account, fees and withdrawing money. Can you elaborate a little? What's a personal payment?

Thanks.
A friend's and family (aka personal) payment has no fees but no buyer / seller protection. However, it is only available in some countries.

In your case, I'd suggest making a paypal account in another country (for example canada). Use a private proxy, and the fees are a lot lower (1.9%)
 
A friend's and family (aka personal) payment has no fees but no buyer / seller protection. However, it is only available in some countries.

In your case, I'd suggest making a paypal account in another country (for example canada). Use a private proxy, and the fees are a lot lower (1.9%)
This is not a bad idea. I'll keep this option in mind. The only problem is verifying the other PayPal and then sending the payments.
 
The link is redirecting me to a PayPal information page. Opening an account, fees and withdrawing money. Can you elaborate a little? What's a personal payment?

Thanks.
It's under the part about "Sending/Receiving money – Personal payments".
Sending money – Personal payments:

It's free within the U.S. to send money to family and friends when you use only your PayPal balance or bank account, or a combination of their PayPal balance and bank account.

There is a fee to send money as a personal payment using a debit card or credit card. The fee in the U.S. is 2.9% plus $0.30 USD of the amount you send. For example, if you send $100.00 USD by credit card, the fee would be $3.20 USD ($2.90 + $0.30). For personal payments, the sender can pay the fee or pass it on to the recipient. If the recipient doesn't want to pay the fee, they can choose not to accept the payment.

Receiving money – Personal payments:

It's free to receive money from friends or family in the U.S. when they send the money from the PayPal website using only their PayPal balance or their bank account, or a combination of their PayPal balance and bank account.

If you receive a personal payment made from a debit card or credit card, the sender has the option to pay the fee or pass it on to you. If you don't want to pay the fee, you can choose not to accept the payment.

If the fee is passed to you, it is 2.9% plus $0.30 USD of the amount you receive. For example, if you are sent $100.00 USD by credit card, the fee would be $3.20 USD ($2.90 + $0.30).

This fee also applies if you click Request Money on the PayPal website and request money from friends and family.
 
Find other solution like payoneer.com, Skrill or bank transfer if you know the guy.
 
Oh, damn, I forgot to ask what country you lived in first!

Sorry about that! :)
I am in Morocco. The fees are high as you can see, that's why I'm trying to find a solution to reduce them.
 
Find other solution like payoneer.com, Skrill or bank transfer if you know the guy.
All of those will only eat more money lol. Bank transfer is not necessary, the money needs to remain virtual for some purchases.
 
That's the real problem here. PayPal is favoring US people only lol.
Not true at all, they favor 1st world countries like US, UK, Canada, etc.

I'd even go as far to say that making PP accounts in US is annoying, as US laws ask for so many verifications
 
Why not use Bitcoin? Only .05 per transaction. Accepted worldwide.
It still surprises me that people want to use PayPal .
The future of digital transaction has arrived, embrace it.
 
i'm looking into joining some affiliate programs and they only use paypal. does paypal charge fees even if you do not use it?
 
philipines, singapore pp accounts are easy to create and verify with vcc.
 
i'm looking into joining some affiliate programs and they only use paypal. does paypal charge fees even if you do not use it?
there are no charges for the account. they might charge you for transactions, currency conversion and withdrawal only.
 
Back
Top