Uptownbulker
BANNED
- Oct 21, 2007
- 682
- 516
Having sold over 10,000 individual items online, via one selling site or the next, I have some experience in getting paid and staying paid, so listen up!
This post is predicated on the idea that you are a reliable seller and not a scammer; scammers already know how to steal your money.
This post is also predicated on the idea that 99% of buyers are good guys and gals but that the 1% of buyers who are assholes can ruin your financial life very quickly.
I "lose" some sales in my incorporation business because I only allow payment by Western Union or USPS Money Orders.
Guess what?
I don't get chargebacks from someone who has set out to scam me!
I don't get chargebacks from guys or gals who are not smart enough to use whatever item, service or product for which they have paid me!
I don't get chargebacks from scammers who have already received the service, product or item who bought it with the intention of scamming me.
I can sell you a wrench but I cannot guarrantee that you are smart enough to use it properly!
I can sell you a wrench but cannot be responsible if you piss off your neighbour and he conks you on the skull with said wrench.
In America, there is very much a "buyer mentality"; in that, the buyer is thought to always have the right to a refund and it just ain't so!
There is no law which says that a seller must make a refund to an unhappy buyer.
There is no law which says that a buyer has a so-called "three day right of recission", except on IN HOME SALES in which I have knocked on your door uninvited; if you have invited me and buy, no such right exists.
Credit card companies are all about the buyer and offer the seller little protection and most credit card transactions can be reversed for months and in some states YEARS after the transaction!
Now, if I have fucked up, I will refund you; if you have fucked up, you are on your own!
If I have done business with you before, I may or may not accept a credit card or a payment service such as PayPal.
If what I am selling is on the "prohibited" list of a credit card company or PayPal, I will NOT accept payment via those services as I will not risk the account for a few bucks on an individual sale.
All sorts of ordinary shit is on the prohibited lists of PayPal and credit card companies and that fact doesn't imply that there is anything wrong with the stuff; only that it is there.
For example, by the TOS of PayPal, you may not buy a pack of smokes using your PayPal debit card!
Doubt me?
Check the TOS and you will find that the TOS very specifically says that you may not use PayPal services to pay for tobacco products!
You may also not use PayPal to sell or buy certain kinds of software!
Did you know that Cashier's Checks, Bank Drafts and "Certified" Checks, Wire Transfers and Electronic Funds Transfers can be reversed?
You bet they can and I've had it done by scammers!
I once got a call from my bank telling me that a guy who had sent me money to pay for a car had his bank send an ACH transaction to MY bank to get his money back; this while he was on the way to pick up the car!
When he got there he picked up something all right but it was his ass off the pavement, NOT the car!
Cash a USPS Money Order or a Western Union MoneyGram and let them try to reverse THAT!
Unless you know and trust your buyer, it does not make sense to accept payment in any form that is reversible.
Buyer doesn't like it?
Tough!
Thank them for looking and send them on down the road!
Not to put too fine a point on it but..........
Fuck you!
Pay me!
This post is predicated on the idea that you are a reliable seller and not a scammer; scammers already know how to steal your money.
This post is also predicated on the idea that 99% of buyers are good guys and gals but that the 1% of buyers who are assholes can ruin your financial life very quickly.
I "lose" some sales in my incorporation business because I only allow payment by Western Union or USPS Money Orders.
Guess what?
I don't get chargebacks from someone who has set out to scam me!
I don't get chargebacks from guys or gals who are not smart enough to use whatever item, service or product for which they have paid me!
I don't get chargebacks from scammers who have already received the service, product or item who bought it with the intention of scamming me.
I can sell you a wrench but I cannot guarrantee that you are smart enough to use it properly!
I can sell you a wrench but cannot be responsible if you piss off your neighbour and he conks you on the skull with said wrench.
In America, there is very much a "buyer mentality"; in that, the buyer is thought to always have the right to a refund and it just ain't so!
There is no law which says that a seller must make a refund to an unhappy buyer.
There is no law which says that a buyer has a so-called "three day right of recission", except on IN HOME SALES in which I have knocked on your door uninvited; if you have invited me and buy, no such right exists.
Credit card companies are all about the buyer and offer the seller little protection and most credit card transactions can be reversed for months and in some states YEARS after the transaction!
Now, if I have fucked up, I will refund you; if you have fucked up, you are on your own!
If I have done business with you before, I may or may not accept a credit card or a payment service such as PayPal.
If what I am selling is on the "prohibited" list of a credit card company or PayPal, I will NOT accept payment via those services as I will not risk the account for a few bucks on an individual sale.
All sorts of ordinary shit is on the prohibited lists of PayPal and credit card companies and that fact doesn't imply that there is anything wrong with the stuff; only that it is there.
For example, by the TOS of PayPal, you may not buy a pack of smokes using your PayPal debit card!
Doubt me?
Check the TOS and you will find that the TOS very specifically says that you may not use PayPal services to pay for tobacco products!
You may also not use PayPal to sell or buy certain kinds of software!
Did you know that Cashier's Checks, Bank Drafts and "Certified" Checks, Wire Transfers and Electronic Funds Transfers can be reversed?
You bet they can and I've had it done by scammers!
I once got a call from my bank telling me that a guy who had sent me money to pay for a car had his bank send an ACH transaction to MY bank to get his money back; this while he was on the way to pick up the car!
When he got there he picked up something all right but it was his ass off the pavement, NOT the car!
Cash a USPS Money Order or a Western Union MoneyGram and let them try to reverse THAT!
Unless you know and trust your buyer, it does not make sense to accept payment in any form that is reversible.
Buyer doesn't like it?
Tough!
Thank them for looking and send them on down the road!
Not to put too fine a point on it but..........
Fuck you!
Pay me!
