⚡ NOCTURNE.CARDS — No-KYC Virtual Cards | Monero & 5 More Crypto Coins | Loads as low as 2.5% | Ad Card $5 Launch

[nocta]

Spend crypto like money.
No KYC. No documents. No ID. Ever.

Private prepaid cards, funded in crypto and accepted everywhere the major networks are — ad accounts, subscriptions, SaaS, and everyday spend.
No KYC, ready in about a minute, and they add to Apple Pay and Google Pay.

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Who we are

Nocturne is a night desk for private spending. You deposit crypto, you get a real card number that works everywhere the major networks are accepted, and you spend it however you need — funding ad accounts and SaaS, paying subscriptions, or covering everyday purchases — without a personal bank card in the mix. No name, no address, no selfie, no proof of anything. A human reads every message we get.

You don't even need an email. Signing up takes about 30 seconds: choose a private token and a 12-word recovery phrase, and you're in. No inbox, no name, nothing to verify. (Prefer email and a password? That works too.)

We hold ourselves to a few things that don't bend: every fee on one page, ceilings we actually publish, funding in six coins, and a human on the desk at any hour. Here is exactly what you get.

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What you get

• A cut for every job. Shadow for online and in-app spend, Aurora for wallets and everyday use, and Eclipse — a dedicated ad-spend BIN — for Meta, Google Ads, TikTok and X.
• No KYC, and no email needed. Sign up in about 30 seconds with a private token and a 12-word phrase (email and password if you'd rather).
• Fees that fall as you spend. Card loads tier down with volume, from 5% to 3.5% — the Eclipse ad card runs 3.5% down to 2.5%.
• Real, published ceilings. $50,000 a day, $1,000,000 a month, lifted on request.
• Fund in six coins. BTC, ETH, USDT, USDC, LTC and XMR.
• Apple Pay and Google Pay. Add the Aurora cut to your phone and tap to pay.
• Every fee on one page, quoted again before you confirm.
• A written refund policy and a human desk that actually answers.

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Three cards. One night engine.

All three are prepaid — you spend what you hold, nothing more. Pick the cut that fits the job:

• Shadow — $25. The essential. Online and in-app spend, everywhere the networks reach. Loads tier from 5% down to 3.5%. Three per account.
• Aurora — $50. The flagship. Everything Shadow does, plus Apple Pay, Google Pay and tap to pay. Same load ladder. Three per account.
• Eclipse — $10 $5 at launch. The ad card. A dedicated BIN for paid media, loads from 3.5% down to 2.5%. Five per account.

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★ New: the Eclipse ad card — $5 at launch

Eclipse is our newest cut, and it is built for one thing: running ads clean.

• $5 at launch — normally $10. Limited launch offer.
• A dedicated BIN for media spend — Meta, Google Ads, TikTok and X.
• Loads land in seconds, ready to spend as soon as they clear.
• Loads from 3.5%, easing to 2.5% once you have loaded $10k in a 30-day window on the card.
• No name, no address — type anything at checkout, company or private. The rail validates neither.

Same night as the Eclipse launch, the standard cards get cheaper too: Aurora and Shadow now reach a 3.5% floor once you load $50k in 30 days.

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The networks' ceilings, not ours

These are real, published ceilings, and they lift on request. (The Eclipse ad card rides $25,000 a day and $500,000 a month by design.)

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Apple Pay & Google Pay, done right

Add the Aurora cut to your phone and pay online, in apps, and in person with a tap. Verification and 3-D Secure codes land right in your dashboard, not by SMS or a bank app, so nothing is tied to a phone number and nothing depends on you having given us an email.

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How it works

1. Sign up in about 30 seconds. A private token and a 12-word recovery phrase — no email, no name, nothing to verify. (Email and password also works if you prefer.)
2. Deposit crypto. BTC, ETH, USDT (TRC-20/ERC-20/Solana), USDC, LTC or XMR. It credits on network confirmation, usually within minutes, at a flat 0.49% — quoted before you send.
3. Strike a card. Pick your cut. Issued in about 60 seconds. A quick confirmation step means no accidental mints.
4. Load and spend. Move balance onto the card (Eclipse loads land in seconds), then spend anywhere the networks reach. Pull unused balance back to your account any time, free.

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Pricing — every fee on one page

Card (one-time)	Shadow $25 · Aurora $50 · Eclipse $10 $5 launch
Card load	Tiers down with volume — see the ladder below
Eclipse load	3.5% down to 2.5% (own volume)
Deposit	0.49%, every asset
Payments	$0 from us
Monthly	$0
FX markup	0% from us (the network's own ~1.2% applies on non-USD)
Declined attempt	$0.25 (the bank's charge)

Spoiler: See the full load-fee ladder

The load fee is never a flat rate — it steps down as your last-30-days volume grows:

• 5% on the first $3,000
• 4.5% from $3,000
• 4% from $10,000
• 3.5% from $50,000

The Eclipse ad card runs its own ad-spend ladder: 3.5% to start, dropping to 2.5% once you've loaded $10,000 on it in 30 days. Volume rolls on the last 30 days, so it carries over instead of resetting on the 1st.

What $1,000 in crypto becomes: deposit $1,000 → 0.49% fee ($4.90) → $995.10 on your balance. Strike an Eclipse for $5, and you have $990.10 to load and spend. The live calculator on our pricing page runs this exact math and shows the figure before you confirm.

Keeping a card alive costs nothing but use: $29 of spend a month keeps it active. Three idle months and it retires after a warning and a 7-day grace, with any balance returned first.

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The real dashboard

This is the room you get. Order your cut, load from balance, freeze in a tap.

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What we support

• Paid media — Meta, Google Ads, TikTok, X (the Eclipse cut is purpose-built for this)
• Subscriptions and recurring billing
• Travel, everyday spend, international transactions
• Apple Pay & Google Pay on the Aurora cut

We do draw a few lines and we publish them up front: gambling and cash-advance categories are closed, along with a short list of high-risk ones. The full "closed categories" page is public on the site — read it before you buy.

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Refund policy

• Approved payments cost you $0 from us.
• Unused balance is always yours. Pull it off a card back to your account any time, free and instant. On account closure the remaining balance is returned to a wallet you control (minus any lawful AML hold).
• If a card is dead on arrival, the desk makes it right — message us and we resolve it.
• Merchant refunds return to the card that paid; the issuer keeps a 1.5% handling slice and the rest credits back. Timing sits with the merchant.
• Card and load fees already spent are not refundable once the card is issued and used.

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FAQ

Spoiler: Do you really not ask for ID — or even an email?

Correct. No KYC, no documents, no ID, no selfie, no proof of address. Signing up takes about 30 seconds and doesn't even need an email: pick a private token and a 12-word recovery phrase and you're in. (Email and password is there if you'd rather.) We are 18+, we block sanctioned jurisdictions, and we screen incoming crypto for AML — that's it.

Spoiler: Which coins can I fund with?

BTC, ETH, USDT (TRC-20, ERC-20, Solana), USDC, LTC and XMR. Deposits credit on network confirmation, usually within minutes.

Spoiler: Where do OTP / verification codes go?

Right into your dashboard, not by SMS. 3-D Secure at checkout is handled inside the dashboard too, so nothing depends on you having an email at all.

Spoiler: Apple Pay or Google Pay?

Both, on the Aurora cut. Add the card to your phone wallet and tap to pay online, in apps and in stores.

Spoiler: How fast is a card?

About 60 seconds from striking it. Eclipse loads land in seconds.

Spoiler: Can I get more cards / higher ceilings?

Yes. Shadow and Aurora are 3 per account, Eclipse is 5. Ceilings lift on request.

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Get started today

➊ Visit nocturne.cards and sign up in about 30 seconds — no email needed
➋ Deposit crypto and strike your first card
➌ Add it to Apple Pay / Google Pay and start spending

Website: https://nocturne.cards
Telegram (desk): https://t.me/nocturne_support_bot
Channel: https://t.me/nocturne_cards
Email: [email protected]
BHW: Message me here on BHW

A human reads every thread. Questions welcome.

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Nocturne issues prepaid cards on licensed partner rails. Not a bank. For legitimate business and personal use only; you must be 18+. We screen incoming funds and reserve the right to refuse service for unlawful activity or in sanctioned jurisdictions. Fees and features shown reflect the current price sheet at nocturne.cards, which is always the source of truth.

 

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[bwman]

Very well-made thread. I’ve been reading through everything and I’m definitely interested in testing the service.

I just have a few quick questions about the Eclipse cards:

• can you confirm that these cards reloadable?
• You mention a limit of 5 Eclipse cards. If a card is cancelled/deleted, does that free up a slot, or is the limit based on the total number ever created?
• Can we cancel a card at any time?
• If a transaction is attempted with insufficient funds, is it simply declined, or does Nocturne handle it in any other way?

Thank you.

 

[nocta]

Very well-made thread. I’ve been reading through everything and I’m definitely interested in testing the service.

I just have a few quick questions about the Eclipse cards:

• can you confirm that these cards reloadable?
• You mention a limit of 5 Eclipse cards. If a card is cancelled/deleted, does that free up a slot, or is the limit based on the total number ever created?
• Can we cancel a card at any time?
• If a transaction is attempted with insufficient funds, is it simply declined, or does Nocturne handle it in any other way?

Thank you.

Hello! Sure of course let me explain each question.

1. Reloadable, yes. Eclipse cards are not single use. Load, spend, pull the balance back to your account, reload, as many cycles as you like. Minimum load is $15, and on Eclipse it lands in seconds.

2. The limit counts live cards, not lifetime. You can hold up to 5 Eclipse cards at once, and the moment you cancel one that slot frees up for a new mint. Only active cards count toward the 5, retired ones do not.

3. Cancel any time, yes. Freeze a card in a tap if you just want it cold, or close it for good whenever you like. Pull any remaining balance back to your account first, free and instant, and even after a card is retired its balance can still be sent home. Nothing gets stranded.

4. It is prepaid, so a charge above the card's spendable balance is simply declined at authorization. There is no overdraft and no credit line, you only ever spend what is loaded, and we do not turn it into anything else. Two things worth knowing so nothing surprises you: a declined attempt carries the small bank charge we publish ($0.25), and many insufficient-funds declines in a row can get a card blocked by the card network itself, not by us. To stay ahead of that we surface a decline warning in your dashboard before it reaches that point, and the fix is always the same, keep enough spendable balance loaded before a charge.

Glad to answer anything else, and whenever you want to try one the entry cost is low.

 

[bwman]

Thank you for responding!

A few more questions:

What country is the Eclipse card BIN issued in? Is it the same for every Eclipse card, or can the issuing country vary?

While I was waiting for your initial reply, I went ahead and tested the service. I chose to fund with BTC and noticed there’s a 1-hour countdown, if I remember correctly.
What happens if the timer expires after the BTC has already been sent, but the transaction is still waiting for confirmations and hasn’t been credited to Nocturne yet? Will the deposit still be credited once the transaction confirms?

Hello! Sure of course let me explain each question.

 

[nocta]

Thank you for responding!

A few more questions:

What country is the Eclipse card BIN issued in? Is it the same for every Eclipse card, or can the issuing country vary?

While I was waiting for your initial reply, I went ahead and tested the service. I chose to fund with BTC and noticed there’s a 1-hour countdown, if I remember correctly.
What happens if the timer expires after the BTC has already been sent, but the transaction is still waiting for confirmations and hasn’t been credited to Nocturne yet? Will the deposit still be credited once the transaction confirms?

Nice, glad you gave it a spin already.

On the Eclipse country, shoot me a DM and I'll sort that out with you there.

For the BTC timer, no stress, your money's safe. That countdown is just a rate lock, not a deadline for the coin, so if you already sent it and it's still waiting on confirmations when it hits zero, it still credits once it confirms. Nothing gets stuck.

Shout if anything else comes up.

 

[sevas29]

hello

when i created a card a predefined name and adress tied to the card has been also provided.

Are those cards Pre Verified ( pre kyc ) on real persons because the specific card i received is a big card programm defi provider in the industry.

 

[nocta]

hello

when i created a card a predefined name and adress tied to the card has been also provided.

Are those cards Pre Verified ( pre kyc ) on real persons because the specific card i received is a big card programm defi provider in the industry.

Nothing to worry about there, no real person's identity is tied to your card. It's a prepaid card on our own program, so the name and address on it are just standard program details, not someone who went through KYC and not you either. Anything more you want to get into, DM me and I'll help.