Payment gateway for Black products?

[raffaelerusso]

What payment solution do you use for Black products?
I've always used Shopify + Shopify Payment + Clocker, but lately it's been causing some ban issues.
What do you use?

 

[ezbeoras]

Why not use just stealth paypal? I think is better and i see many use this solution even for replica products so should be working for you too

 

[raffaelerusso]

Cloaking your payment gateway is essential to avoid bans
Shopify Payment works best for me

Do you use a single clocker or a double clocker up and down? I still get more bans despite the clocker. How do you structure it?

 

[raffaelerusso]

Why not use just stealth paypal? I think is better and i see many use this solution even for replica products so should be working for you too

Unfortunately, stealth PayPal accounts aren't easy to find. Where do you get them?

 

[raffaelerusso]

The cloaker is in between black site and payment gateway

Yes, I work like this too. What about tracking codes? What do you do?

 

[Ralphoton]

It’s tough now, most payment gateways are quick to block high-risk products, so options are limited.

 

[raffaelerusso]

It’s tough now, most payment gateways are quick to block high-risk products, so options are limited.

Yes, I think so too. Do you know of any pseudo-stable solutions?

 

[Zoeyzoeyzoey]

Interested, how do people make their processors bulletproof when there's a ton of chargebacks, how are they still selling those products or in cases of blackhat MRR, when you're getting chargebacks.

Do they do it under another payment processor and keep switching, or do they need to make it under a new identity (Fraud)

Or is there a way to make it very difficult to ban you even in cases like the above, if you have the policies and stuff?

 

[raffaelerusso]

Interested, how do people make their processors bulletproof when there's a ton of chargebacks, how are they still selling those products or in cases of blackhat MRR, when you're getting chargebacks.

Do they do it under another payment processor and keep switching, or do they need to make it under a new identity (Fraud)

Or is there a way to make it very difficult to ban you even in cases like the above, if you have the policies and stuff?

It's a very controversial world, with many possible solutions. There are some strategies to improve the chargerback rate, but in my experience, they're not 100% sufficient, especially when you scale the brand and volumes begin to rise.
These strategies should be combined with the use of private gateways that guarantee borderline transactions. It's not an easy structure to set up, so I wanted to hear the experiences of other colleagues.

 

[g0pern]

hello, do you have find any solutions ?

 

[verywhiteman]

What payment solution do you use for Black products?
I've always used Shopify + Shopify Payment + Clocker, but lately it's been causing some ban issues.
What do you use?

Been dealing with similar ban issues on my store for the past few weeks and was looking for alternatives. Really hope someone here has found something that works better.

 

[raffaelerusso]

hello, do you have find any solutions ?

For now, the most stable solution I’m using is to avoid Shopify, build the site natively, and use Stripe and PayPal Hong Kong.

 

[Wittman9910]

What payment solution do you use for Black products?
I've always used Shopify + Shopify Payment + Clocker, but lately it's been causing some ban issues.
What do you use?

i have a blackhat niche store, for me blacknosepay works fine with crypto

 

[raffaelerusso]

i have a blackhat niche store, for me blacknosepay works fine with crypto

But do you sell physical products?

 

[Highrisksolutions13]

What payment solution do you use for Black products?
I've always used Shopify + Shopify Payment + Clocker, but lately it's been causing some ban issues.
What do you use?

In sensitive or “black” niches, the issue is usually less about the processor itself and more about how the payment flow is structured.


Direct setups like Shopify Payments often work at first, then get restricted once volume or risk signals increase. What tends to hold longer is separating the customer-facing checkout from how risk is handled in the background, while keeping a familiar card/PayPal-style experience.


I don’t have a single gateway to recommend, but focusing on structure over brand has made the biggest difference in my experience.

 

[raffaelerusso]

In sensitive or “black” niches, the issue is usually less about the processor itself and more about how the payment flow is structured.


Direct setups like Shopify Payments often work at first, then get restricted once volume or risk signals increase. What tends to hold longer is separating the customer-facing checkout from how risk is handled in the background, while keeping a familiar card/PayPal-style experience.


I don’t have a single gateway to recommend, but focusing on structure over brand has made the biggest difference in my experience.

Yes, I agree. By creating the site entirely in HTML and using a clock between the site and the payment method, I can significantly increase the lifespan of my website.

 

[raffaelerusso]

In sensitive or “black” niches, the issue is usually less about the processor itself and more about how the payment flow is structured.


Direct setups like Shopify Payments often work at first, then get restricted once volume or risk signals increase. What tends to hold longer is separating the customer-facing checkout from how risk is handled in the background, while keeping a familiar card/PayPal-style experience.


I don’t have a single gateway to recommend, but focusing on structure over brand has made the biggest difference in my experience.

Even if the problem then shifts to chargers and disputes. That's why I'd like to find a high-risk payment processor that favors the seller and not always favors the customer. I'm using some friendlies services, and this helps keep the chargerback rate below an acceptable percentage.
How do you handle chargerbacks?

 

[Highrisksolutions13]

Even if the problem then shifts to chargers and disputes. That's why I'd like to find a high-risk payment processor that favors the seller and not always favors the customer. I'm using some friendlies services, and this helps keep the chargerback rate below an acceptable percentage.
How do you handle chargerbacks?

Chargebacks are honestly where most setups succeed or fail, regardless of the processor. From what I’ve seen, there’s no such thing as a gateway that truly “favors the seller” by default — what makes the difference is how disputes are managed within the payment structure.
In more stable setups, chargeback handling is built into the flow itself: clear customer journeys, controlled checkout behavior, and predefined dispute responses that processors are comfortable with. When this is done properly, chargeback ratios stay within acceptable thresholds even in higher-risk niches.
So it’s usually less about finding a magic processor, and more about having a structure where disputes are expected, managed, and priced in from day one.

 

[joao2099]

The best option is to work with a local bank that provides a white‑label website. Alternatively, there are payment providers based in Dubai; I currently work with some of them and the results have been excellent, although their commission rates tend to be slightly higher. They offer both Google Pay and Apple Pay support.

Can you tell their names ?

 

[bigwinner777]

What payment solution do you use for Black products?
I've always used Shopify + Shopify Payment + Clocker, but lately it's been causing some ban issues.
What do you use?

There are few solutions that work if your looking to scale your business in a real way, depending on your geo I wont mention here, but feel free to dm me I can point you in the right direction possibly.