Payment gateway for Black products?

Even if the problem then shifts to chargers and disputes. That's why I'd like to find a high-risk payment processor that favors the seller and not always favors the customer. I'm using some friendlies services, and this helps keep the chargerback rate below an acceptable percentage.
How do you handle chargerbacks?
It doesnt work this way, the processor is the middleman, the banks make the decision. The card brands make the decision. The processor is just the one raking in the fees in the middle so they are happy to see chargebacks when you get them.
 
Stripe pay by link and stripe account risk monitoring
Yes, exactly. Stripe limits accounts quite often, although I’ve noticed that with some white-label transaction services within Stripe, the accounts tend to last much longer.
 
For any product especially higher‑risk ones it’s safest to choose a payment provider that supports your exact category legally and follow their terms; mainstream gateways (Stripe, PayPal, etc.) require compliance and will ban accounts if rules are broken. Make sure the products you sell are allowed by the processor to avoid interruptions.
 
What payment solution do you use for Black products?
I've always used Shopify + Shopify Payment + Clocker, but lately it's been causing some ban issues.
What do you use?
For higher-risk products, teams usually move off Shopify Payments to specialized high-risk gateways (e.g., Adyen-type enterprise setups, offshore PSPs) or crypto, with stricter compliance.
If bans are increasing, the fix is aligning product categorization/KYC—not trying to bypass rules—before switching processors.
 
What payment solution do you use for Black products?
I've always used Shopify + Shopify Payment + Clocker, but lately it's been causing some ban issues.
What do you use?
If you don't want to get banned, a private gateway would be best.

But cloaking remains the least expensive solution. To avoid bans in this configuration, you simply need to have a hot gateway upstream, and there would be very few issues.
 
If you don't want to get banned, a private gateway would be best.

But cloaking remains the least expensive solution. To avoid bans in this configuration, you simply need to have a hot gateway upstream, and there would be very few issues.

Do you apply the clocker on Shopify directly on Liquid or do you use two separate sites?
 
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