Stripe selfie verification solution?

[crushedcoins]

Chrisst I'm having ths same issue, my business bank accnt uses stripe for processing it's cc. well even though all is in my name, as well as rhe scanned copy of ID smartly purchased a yr back, I can't verify the selfie verification. Upload docs is not a option, most to all financials rackets have users cameras go into live feed, so pictures the Said ID is rightly loaded in real time. In real good lighting

 

[olsup]

A lot of people that have issues with Stipe's live video verification are people that have stealth accounts. If you use your real ID to open your stripe account, you will not have any problem passing the live video verification.

 

[KristijanHR]

A lot of people that have issues with Stipe's live video verification are people that have stealth accounts. If you use your real ID to open your stripe account, you will not have any problem passing the live video verification.

This is not true... I used my real ID and Selfie and Stripe closed my account after because of ''unauthorized payments''...

 

[crushedcoins]

Likewise the same, Stripe gives you the option of verifying via another device/and or browser. Nevertheless I passed the live selfie ID verification, but was promptly issued a notice of account closure w/ a review options.

This is not true... I used my real ID and Selfie and Stripe closed my account after because of ''unauthorized payments'

 

[crushedcoins]

Likewise the same, Stripe gives you the option of verifying via another device/and or browser. Nevertheless I passed the live selfie ID verification, but was promptly issued a notice of account closure w/ a review options.
"We recently identified payments on your Stripe account for Reimaged Performance LLC that don't appear to have been authorized by the customer, meaning that the owner of the card or bank account didn't consent to these payments.




As a precautionary measure, we will no longer accept payments for Reimaged Performance LLC. We will also begin issuing refunds on card payments on November 13, 2022, although they may take longer to appear on the cardholder's statement."
All which was erroneous bc I myself made purchase via my business cc to finance my accnt. Either way Stripe is a trash. Their Live selfie verification system is beatable, but not theirs account moderators

 

[olsup]

This is not true... I used my real ID and Selfie and Stripe closed my account after because of ''unauthorized payments''...

Unauthorized payments and live video verification are 2 different things.

If you go contrary their terms of use, off course, you account will be closed.

 

[KristijanHR]

Likewise the same, Stripe gives you the option of verifying via another device/and or browser. Nevertheless I passed the live selfie ID verification, but was promptly issued a notice of account closure w/ a review options.
"We recently identified payments on your Stripe account for Reimaged Performance LLC that don't appear to have been authorized by the customer, meaning that the owner of the card or bank account didn't consent to these payments.




As a precautionary measure, we will no longer accept payments for Reimaged Performance LLC. We will also begin issuing refunds on card payments on November 13, 2022, although they may take longer to appear on the cardholder's statement."
All which was erroneous bc I myself made purchase via my business cc to finance my accnt. Either way Stripe is a trash. Their Live selfie verification system is beatable, but not theirs account moderators

YES, exactly this! I have this problem too

 

[KristijanHR]

Unauthorized payments and live video verification are 2 different things.

If you go contrary their terms of use, off course, you account will be closed.

So I made a new account > Dashboard was live > I made a payment by myself to make sure that everything is working correct > After payment, stripe dashboard asked me for ID + Selfie verification > I did the verification > 1 second after verification I get the notification ''crushedcoins'' had written above > Account closed and refunds to ''customers'' starting

So It even has been 3 weeks now and the refund never got to my account ... stripe is sooo dirty

 

[0xxi3]

So I made a new account > Dashboard was live > I made a payment by myself to make sure that everything is working correct > After payment, stripe dashboard asked me for ID + Selfie verification > I did the verification > 1 second after verification I get the notification ''crushedcoins'' had written above > Account closed and refunds to ''customers'' starting

So It even has been 3 weeks now and the refund never got to my account ... stripe is sooo dirty

If you and @crushedcoins are having the same issue where a brand new Stripe account gets banned after the first payment which is a payment using your own card to verify whether things are working correctly and there's nothing else to it then it seems to be an automated fraud prevention mechanism that locks you out. Stripe would, of course, be interested in fixing that issue as many people including myself test live payment flows using their own cards.

So how about you just contact them? Not in a "YOU HAVE BANNED ME WHAT HAVE I DONE!?!?!" sort of way, but include a normal step-by-step explanation. The question here is, are you telling us all there is to it? Or is there anything else that you aren't mentioning? Because the way @crushedcoins tells it:

All which was erroneous bc I myself made purchase via my business cc to finance my accnt.

Specifically the "to finance my account" part which sounds like it was substantially more than a $10 payment and that would raise a number of red flags as that would look awfully like a business trying to siphon off the cash to somewhere else.

 

[olsup]

So I made a new account > Dashboard was live > I made a payment by myself to make sure that everything is working correct > After payment, stripe dashboard asked me for ID + Selfie verification > I did the verification > 1 second after verification I get the notification ''crushedcoins'' had written above > Account closed and refunds to ''customers'' starting

So It even has been 3 weeks now and the refund never got to my account ... stripe is sooo dirty

How much did you pay to yourself?

 

[SilverClouds]

Sounds like a question to a carding forum *facepalm*

 

[olsup]

A lot of people use their stripe account to do CARDING. When they run into problems, they will blame it on stripe. That fact is if you GENUINELY use stripe, following there terms of use, you will not have issues doing live video verification (if you use your real information and ID to create the account) and your account will not be banned at first payment.

So anybody saying anything contrary is not saying the whole truth.

 

[KristijanHR]

How much did you pay to yourself?

Well I did stupidly pay 139 euros.. I was to lazy to change the product price lower on my webshop and I never thought that they would ban me after this lol
The payment I did is with BanContact, it is a direct bank transfer. So I am not sure if this has anything to do with it.

 

[KristijanHR]

If you and @crushedcoins are having the same issue where a brand new Stripe account gets banned after the first payment which is a payment using your own card to verify whether things are working correctly and there's nothing else to it then it seems to be an automated fraud prevention mechanism that locks you out. Stripe would, of course, be interested in fixing that issue as many people including myself test live payment flows using their own cards.

So how about you just contact them? Not in a "YOU HAVE BANNED ME WHAT HAVE I DONE!?!?!" sort of way, but include a normal step-by-step explanation. The question here is, are you telling us all there is to it? Or is there anything else that you aren't mentioning? Because the way @crushedcoins tells it:


Specifically the "to finance my account" part which sounds like it was substantially more than a $10 payment and that would raise a number of red flags as that would look awfully like a business trying to siphon off the cash to somewhere else.

Yeah that is strange, I did not do it to finance my account. At the end it was just 139 euro not something like thousands.

Let me explain why I did this:

I had a stripe account before in 2021 and I remember that I started the paid ads. People started to check out my webshop and pretty fast I got my first order. After this order I got like 10 messages of people asking me why they couldn't pay. So I went to stripe to check what happened. It said I have to do a ID + Selfie verification and I did. BAM imediatelly after the verification I got frozen with a message that refunds have started. After 1 minute this notification changed to ''If you think we made a mistake please provide us with following documents...''. I had a hard time to collect all the documents the asked. It was a lot and some of them I didn't even have because I just started (like track&trace). This all made a huge delay to generate sales again while my ads got sky high in costs. This was a terrible experience. After a week of contact with stripe, they opened my account again. And I used for 2 months before getting closed again for ''High Risk'' while I never had a customer complain. This business is now working on Adyen (another payment provider). And I would like to experiment a new business now with stripe because the fees are better. So that is why I am checking the first payment by myself. And thank god I did, if it was a customer while ads activated it would be the same story again...

 

[0xxi3]

This business is now working on Adyen

Have you talked to them about decreasing your fees? Adyen, being a huge company, will have special prices for select customers.

And I used for 2 months before getting closed again for ''High Risk'' while I never had a customer complain.

Then that's the real answer. High Risk is the excuse that payment gateways use when they simply don't want to support your business, it doesn't necessarily has to do with your track record.

 

[crushedcoins]

Likewise the same, Stripe gives you the option of verifying via another device/and or browser. Nevertheless I passed the live selfie ID verification, but was promptly issued a notice of account closure w/ a review options.

Not true? Pls don't make me

Have you talked to them about decreasing your fees? Adyen, being a huge company, will have special prices for select customers.


Then that's the real answer. High Risk is the excuse that payment gateways use when they simply don't want to support your business, it doesn't necessarily has to do with your track record.

High Risk is exponentially the case. But for them to first base the the claim of closure of unauthorized payment is Cap. My dashboard has 2 TRANSACTIONS, the initial payment was sent via invoice in the amount of $92, it was legit payment. To kickstart my account, payment made by my siblings 5 states away.
STRIPES initial transaction always take 5-10days to clear prior to payout.
My dashboard read, all True. Not one false indication of fraud. 3 days prior to payout. I receive notification for identity verification. Bear in mind my account is linked to my business bank. All my docs approved and etc.
Well, upon clicking it's link, I quickly seen it involved a live ID scan firstly, which would then take you to selfie.
I couldn't. Next day, the identity verification notice was inflamed in bigger bolder. Also My payout was rescheduled. Three days further making it a 5 day

 

[Hawkeye Digital]

the best way is to get an virtual agent , it would cost you more but legit work tho .

 

[crushedcoins]

Not true? Pls don't make me

High Risk is exponentially the case. But for them to first base the the claim of closure of unauthorized payment is Cap. My dashboard has 2 TRANSACTIONS, the initial payment was sent via invoice in the amount of $92, it was legit payment. To kickstart my account, payment made by my siblings 5 states away.
STRIPES initial transaction always take 5-10days to clear prior to payout.
My dashboard read, all True. Not one false indication of fraud. 3 days prior to payout. I receive notification for identity verification. Bear in mind my account is linked to my business bank. All my docs approved and etc.
Well, upon clicking it's link, I quickly seen it involved a live ID scan firstly, which would then take you to selfie.
I couldn't. Next day, the identity verification notice was inflamed in bigger bolder. Also My payout was rescheduled. Three days further making it a 5 day

Long story short, I verified my identity via a second Device. Said Device was 1 state over in the handle of my dev. He passed the verification process. Yaayy!
Not so, the Beast has cross accounting/algorithms. Which is now reading 2 diff devices. By way of 2 diff APN's, the recently verified one bearing a new address and state, 2 days after the notice of closure hit. With unauthorized crock. I appealed. Resubmitted Cert Doc, to no Avail. Moral of the story is, there cross accounting software is Nasty. Even down to their payment loc. / client kyc sniffers. Moral is.... they're selfie ID verification systm can be bypassed. But not if your dragging sht loads of trips wires in w/ you

 

[mrdotman]

Hello fellow blackhatters,

Hope this is not the wrong section for this post, do you guys have found any solution when Stripe asks for ID + Camera selfie?

I think it depends on the type of Stripe account that you want to open.
They did not ask me for Camera Selfie and ID. [only the ID details].

 

[crushedcoins]

I think it depends on the type of Stripe account that you want to open.
They did not ask me for Camera Selfie and ID. [only the ID details].

They definitely asked me, upon your first transaction your accnt goes active with transaction history. If your in the USA I would recommend you purchase a scannable temporary ID of your state. Most to all temp copies are paper. Print it, and do the selfie verification yourself.
If not you'll have to pay your ID vendor to do the selfie his self. I know mines did.