Which nonPaypal-like payment processor are you using?

[code API]

Hey guys,
So I am at it again. I am looking for a better payment processor for our web design agency. I fxcking hate PayPal because it sucks, and I don't like all the stealth method and all that, and chargeback vulnerabilities which also sucks. Stripe, no way on my jurisdiction. 2Checkout application is still pending approval. I am looking at Credit card processors only. And yes my company is legally registered in the US even though I'm not from North America.

Which credit card processor are you using? Ideally I am looking for a gateway that is easy to register and is available to merchants living in Africa and EU. Please don't give me a list of payment processors. WHICH ONE works for you from as an African or EU national?

 

[IamNRE]

I have stripe & paypal. No issues.

Provide a quality service and people will have no reason to ask for a refund, let alone do a chargeback. Perhaps you need to improve your offering OR sell to a different audience - are you selling to a demographic that is known for "scamming" ?

 

[code API]

I have stripe & paypal. No issues.

Provide a quality service and people will have no reason to ask for a refund, let alone do a chargeback. Perhaps you need to improve your offering OR sell to a different audience - are you selling to a demographic that is known for "scamming" ?

No no.

The point is, Both PayPal and Stripe are not supported in my jurisdiction. Simple!
Also I don't wanna do anything like fake doc, stealth PayPal and all the BS.

 

[Brian Alexander]

Generally speaking I would advice a stealth setup. It has many advantages and hardly any disadvantages (if done right).
Anyways, seeing as you aren't looking for that, a few questions before I suggest something:

You mentioned chargeback, what chargeback percentage did you experience in the past?
Company location & type? I assume it's an LLC in Delaware?
How much do you process per month? And from where are the majority of your customers?

 

[paulamaglha]

What about revolut business, they have good api documentation and low fees.

 

[shuttershades]

Try WISE.

 

[code API]

Generally speaking I would advice a stealth setup. It has many advantages and hardly any disadvantages (if done right).
Anyways, seeing as you aren't looking for that, a few questions before I suggest something:

You mentioned chargeback, what chargeback percentage did you experience in the past?
Company location & type? I assume it's an LLC in Delaware?
How much do you process per month? And from where are the majority of your customers?

No PayPal, thanks.
LLC in Missouri.
North American clients mostly.
At max. 1k MRR as it's a Startup.

 

[Brian Alexander]

No PayPal, thanks.
LLC in Missouri.
North American clients mostly.
At max. 1k MRR as it's a Startup.

I see.
Unfortunately at 1k/month I can't really suggest anything as solid setups will cost far more.

 

[Rosso&Nero]

Yes, I also had problems with PayPal and we are now switching all of our customers to WISE

 

[Bob644]

Anybody ever heard about hipay? Yesterday someone told me you could use Paypal over that.

 

[Bob644]

Yes, I also had problems with PayPal and we are now switching all of our customers to WISE

Is it possible to embed that into a Website? Like a payment Option from 2 checkout?

 

[code API]

Is it possible to embed that into a Website? Like a payment Option from 2 checkout?

I don't think you can embed Wise. I will checkout Wise for WooCommerce, let's see if that exists.

Edit: no. Wise isn't feasible for this purpose.

 

[Setox]

I live in North Africa & stripe works fine with LLC in the USA & also LTD in the UK, if you're selling digital services you're gonna need a stealth account, or cloak the checkout, even though I'm using stripe normally with my digital product, never had a chargeback, never refunded anyone, all happy!! but that's my experience only.
Again, if you have an LLC in the US you will have many choices! Good luck.

 

[dnox]

maybe you can try enot.io , i see some smm panels use this as a payment method.

 

[Rosso&Nero]

Is it possible to embed that into a Website? Like a payment Option from 2 checkout?

Here is a link https://worknpay.com/en/wise-money-transfers/ to information on WASE, maybe you will find useful information here

 

[breakcode]

I live in North Africa & stripe works fine with LLC in the USA & also LTD in the UK, if you're selling digital services you're gonna need a stealth account, or cloak the checkout, even though I'm using stripe normally with my digital product, never had a chargeback, never refunded anyone, all happy!! but that's my experience only.
Again, if you have an LLC in the US you will have many choices! Good luck.

Do you have an LLC or LTD?

 

[code API]

Do you have an LLC or LTD?

LLC.

 

[code API]

maybe you can try enot.io , i see some smm panels use this as a payment method.

I am looking for a WooCommerce plugin for this. I haven't seen any.

 

[Setox]

Do you have an LLC or LTD?

Both, for different projects, I managed to set up a stripe acct with both options, no problem.

 

[GenesisOne]

Hey guys,
So I am at it again. I am looking for a better payment processor for our web design agency. I fxcking hate PayPal because it sucks, and I don't like all the stealth method and all that, and chargeback vulnerabilities which also sucks. Stripe, no way on my jurisdiction. 2Checkout application is still pending approval. I am looking at Credit card processors only. And yes my company is legally registered in the US even though I'm not from North America.

Which credit card processor are you using? Ideally I am looking for a gateway that is easy to register and is available to merchants living in Africa and EU. Please don't give me a list of payment processors. WHICH ONE works for you from as an African or EU national?

Payoneer would be your best choice.
They are quite familiar with the kind of services you provide.