Payment Gateways for SMM Panels/Shops

Sharky4995

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Hey guys, I want to share a story with you about the payment gateways for smm business and show you how hard it got nowdays to start this type of business.

So first I was selling a year ago on telegram smm services and I did it for 3 Months after that I created a smaller company to make it more official. I created an online shop and paypal limited for short time my account so they can prove my business. I am a normal reseller, I found some legit panels and legit services (not just one panel, I use different panels for different services) and I was going good. I showed and described paypal what I do, basicaly I am a small company which offers service for social media growth, showed them screenshots of my costumers posts before and after my service and they accepted it. Paypal sent me an email they checked my business and everything was alright. I thought perfect and I was really happy. Then I made a step forward I invested 4k€ and I created a ltd company in Germany and I started all again with new online shop from shopify and all Law texts for the shop. The building of my online shop took about 3 Months including: coding over the whole night, designing the page to make it look as costumer friendly as possible and so on. Later as my shop went online I promoted my shop and after 3 Months I made my first 1k. And then out of nothing yesterday I got an email from paypal your account is forever baned. I never expected a moment like that. I mean I let paypal prove my business and after 4 months they changed their mind. This is the worst thing a business man can experience. Now I am contacting paypal but I think I lost paypal forever because from reading other experiences I will be not that lucky, sadly. Thats why I am searching for a credit card payment proccesor, but I always get decilined as soon as they see my online shop even I made over 500 Orders without any disputes or chargebacks. I need help urgently. Because without a payment provider my company wont last for long. Does anybody know if there is any chance on getting a cc payment provider. Because I looked at other reselleres they all accept Credit cards and some of them paypal, even their services are way worser then mine, I am asking myself how they did it. If anything changes in future I will let you all know.

For all of you this is the list of cc were I got declined

Stripe
Skrill
Adyen
Quickpay
Fasterpay
Monei
authorize.net
 
BTW, what's your monthly volume and cb rate?
I was only with my latest company 3 months online and in the 3rd month I made about 1.5k€ and chargeback rate was in the whole 3 months 0%
 
I have same problem, Let me know if you have any solution. It is very frustrated. Waiting for your reply.
 
"High risk" merchant payment gateways will welcome clients (merchants) selling SMM, etc (welcome with wine & champagne). However on a fine bright sunny day when there is a meaty juicy chunky amount for payout, they will FREEZE / HOLD the money and then very smartly show some line number 200 from their 2000 lines of their T&C and say you violated their T&C and then say bye bye to your chunky amount of money, they will steal it (in a better fashion than PayPal stealing). And these high risk merchant payment gateways are also licensed and nothing can be done after they steal your money.
It is sorry to say, funny, how after being scammed by PayPal, people then next go for "high risk" merchant payment gateways, not knowing that these "high risk" merchant payment gateways are even bigger scammers than PayPal !!!
If you are selling a non-physical, digital, virtual product or service, then accept crypto. Period. Otherwise you are just running a free charity business. Period.
And nowadays, it is a myth that accepting ONLY crypto, negatively affects sales. It does not. Buyers EVERYWHERE nowadays are open to pay with crypto when buying non-physical digital virtual products or services, as long as the seller is trustworthy and after-sales is good.
Too many people selling SMM are nowadays (understandably) concerned about accepting PayPal, etc. Time has come now, where there is ONE AND ONLY ONE SOLUTION if you are selling SMM, etc : ACCEPT CRYPTO FOR PAYMENTS OR JUST BE HAPPY RUNNING A FREE CHARITY TYPE OF BUSSINESS.
 
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You need to look for gateways that take very high risk payments (think about gateways that process porn for example) any other regular gateway will decline you.
 
High risk payment gateway +
Cryptocurrency

Problem solved!
 
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