Here are the most common reasons why Wise might lock your account.
First, where the money came from matters. If you're sending or receiving money from countries in the Middle East or other regions that are considered high-risk, your account might get flagged for a closer look.
Also, someone else might have reported you. Another user can report your account for being spam or suspicious, which automatically triggers a security review.
Moving a lot of money right after you open your account can look suspicious. Banks and transfer services often expect to see a slow, gradual increase in how you use your account.
If you've been sending small amounts and then suddenly make a huge transfer, it can trigger an alarm because it's a major change from your normal activity.
Finally, passing money through is a common issue. If you receive a large payment and then immediately send almost all of it to someone else, it can be seen as "pass-through" activity, which is a common red flag for money laundering.
My Suggestion: Open a new account, THEY WON'T REPAY
