Why is there an allownace fee?

I don't know why my account's balance has been deducted by an allowance fee ($176.63) recently? it seems unnormal because my balance does not reach my payment threshold and I don't request a payout.

Return Allowance Deduction

ClickBank withholds a fraction of the revenue earned during each pay period, which is released back to your account after 12 weeks (about 84 days). These funds are used to manage quality issues that may arise with Products you publish or promote, including delayed refunds or charged back sales. The standard return allowance is 10%. ClickBank may adjust your return allowance at any time.

https://support.clickbank.com/hc/en...-ClickBank-Accounting-Policy#Return Allowance

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