I am not so informed with the legality of what you are trying to do but I thought that I would share another payment processor called LemonSqueezy. They are mostly used for SaaS though.
Just throwing the ball in the air here but if your customers are your friends and family, meaning that you know this people, maybe you could open up a Patreon account and just name it to something random like Steve's Vlogs? Have your friends pledge X amount of usd every month. Ko-fi is another platform for this also. This approach "washes" the money already so you won't have any problem for example Stripe snooping and asking you things while they freeze your account since you get paid via Patreon directly.