Which payment method is the best for SaaS business?

plvgga

plvgga

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I want to start some digital roduct with mounthly subscribtion model. Which payment provider is the best to receive payments? Many people mention Stripe, but is it critically if it is not available in my country and so I cant connect it? Maybe it will be better to use only crypto payments, but I think this may discourage many people...
 
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Stripe is great if you have access to it, but if not, you can check alternatives like Paddle, PayPal, Payoneer, or even PayPro Global. Crypto can work as an extra option, but relying on it alone might limit your customer base.
 
elzink said:
You can still run a subscription business using other providers like PayPal, Paddle, or platforms like Gumroad/ThriveCart that work with Payoneer for payouts. These options handle recurring payments, accept cards, and in some cases also take PayPal or Apple Pay.

Crypto payments can be a nice extra option, but they shouldn’t be your only method since many customers don’t use them. The best approach is to combine a mainstream payment gateway like Paddle or PayPal with crypto as a backup for those who prefer it
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Stripe will work without issues and you can also add PayPal and crypto for those who prefer those payment methods as well.
 
If Stripe is not available, try some alternatives like 2Checkout, Flutterwave and Paddle
 
If Stripe isn’t available in your country you could consider stealth legitime accs, depends also on clients GEO
 
2checkout is a good option. Available for most of the countries. They even come with integrated paypal option, which means they'll accept paypal payments for you, even if you don't have your own paypal account.
 
plvgga said:
I want to start some digital roduct with mounthly subscribtion model. Which payment provider is the best to receive payments? Many people mention Stripe, but is it critically if it is not available in my country and so I cant connect it? Maybe it will be better to use only crypto payments, but I think this may discourage many people...
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I would say Stripe but if It's not available in your country, search for a alternative available in your country.
 
Paypal and 2Checkout are good alternatives. Lemon squeezy looks good but I've never used it. You should incorporate crypto for sure but making it the only payment option is a bad idea.
 
Thank you for the responses. I will be selling souvenirs, so it’s not necessary for them to have very low payment fees (around 5-10%), but could you recommend some that allow at least more than a 2% chargeback rate?
 
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