Which payment gateways are suitable for Shopify?

• Your operating region (e.g., Vietnam, US, EU)
• Your product type (clean, gray, dropshipping, high-risk...)
• Reputation and transaction fees
• Whether you need to withdraw funds to Vietnam or other countries

Popular & suitable payment gateways for Shopify​

1. Shopify Payments (powered by Stripe)​

• Best for: Merchants in supported countries (NOT available in Vietnam).
• Pros: Direct integration, low fees, fast payouts.
• Cons: Not available in Vietnam, doesn’t support high-risk products.

2. Stripe​

• Best for: Sellers with verified businesses in the US, UK, Singapore, etc.
• Pros: Easy to integrate, low fees (2.9% + 30¢), supports Visa/MasterCard.
• Requirement: A legal business entity in a supported country.
• Tip: Use Wise or Airwallex to form a US/UK entity and apply for Stripe.

3. PayPal​

• Best for: Any Shopify model, widely used for dropshipping.
• Pros: Globally trusted, easy to connect, buyer protection.
• Cons: Frequently holds funds for 21 days, may limit accounts if refunds are high.
• Note: It’s smart to combine PayPal and Stripe to reduce risk.

4. Airwallex​

• Best for: Businesses with offshore entities.
• Pros: Multi-currency support, integrates well with Stripe, withdrawable to Vietnam.
• Cons: Not suitable for high-risk products.

5. 2Checkout (now Verifone)​

• Best for: International sellers; supports digital products and various industries.
• Pros: Supports many countries and product types.
• Cons: Slow onboarding, higher fees (~4.5–5%), limited support.

6. Authorize.net (by Visa)​

• Best for: US businesses with stable operations.
• Pros: Highly reputable, ideal for established brands.
• Cons: Hard to register, requires US entity and documentation.

7. High-risk PSPs (for gray/black-hat products: weight loss, adult, crypto, etc.)​

• Examples:
  • PaymentCloud
  • EasyPayDirect
  • Pinwheel
  • PayKings
  • Vendo (for adult content)

Note: These high-risk PSPs usually require more documentation, charge 5%–8% fees, and hold rolling reserves of 5–10%.

Click to expand...

Common payment gateway combos for dropshipping on Shopify​