Which payment gateway should I use.

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Rezoti

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Hello,

I want to accept payments from around the globe.

Want to accept paypal, credit card, echeck, wire transfer, check, western union etc.

Which payment gateway should I use.

I have a business paypal account and I can alredy accept paypal, credit card and e-check on my own, should I use my paypal and a payment gateway or should I find a payment gateway that can alredy accept those 3, wouldn't it cost me unnecessary fees.

Any advice ?

Thanks
 
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Does authorize and 2co accepts check and wire transfers ?

Thanks
 
Last edited:
PayPal is the best but if you have more money to get, I recommend you Wire Transfer :P
 
Just use Paypal, which people can pay using paypal, credit card and debit card.

If you have a lot of sales, you might consider 2co.
 
really depends on what you are selling! If you are shipping some physical items then it would be obvious to use 2CO or Authorize.net. I have an amazing experience with 2CO and their fraud detection is awesome.
 
A using for my business paypal and 2co for cc processing.
With these two I am sure you can server your clients.
Just be careful with 2co cause sometimes you will receive a chargeback.
If your clients can pay with both prefer paypal
 
For physical goods paypal is actually pretty good. The issues with PP begin when you deal intangible good, it's always the customer vs. you and the first always wins.
 
I prefer using Paypal because it is very Flexible and Western Union
 
make sure you add ccavenue as well, because as per my understanding it is the only one which can accept maestro cards ( over 100 MILLION indian bank accounts have that debit card )

you are losing a high demographic if you dont' add them
 
Other than Paypal, Stripe is the most recommended. No hassle of registration and filling up long complicated forms and scanning them and sending them over to your payment provider.

For Stripe, just sign up and put in your bank account details and you're good to go and start collecting money. :)
 
Paypal is the easiest one to use. If you can't use Paypal I would use Stripe but you need to be in the US or Canada I think. Most everything else besides Paypal and Stripe are either very difficult to get accepted for or have really high rates. I don't want to pay 7% to my payment processor.
 
Okay so if you want to accept CC and you don't want to use paypal you'll need a payment processor and also a merchant bank account - these are separate but you need both for it to work. Contact your bank and ask them about merchant bank accounts. I recommend streamline, they worked well for me. Bare in mind that it's not free, you'll have monthly fees of about $50+(both merchant bank account and payment processor will charge you) and the initial set up is about $200+

I provide a service here on BHW and I actually cancelled my merchant bank acct + payment processor because only 5% of my sales used that option and 95% of people here chose the PayPal option on checkout.. maybe something to bare in mind..
 
Paypal would be best option to payment gateway.. And it will be really very secured option to use on physical goods..
 
Paypal is mostly recommended for international fund transfer. It is most secured than any other gateways.
 
Paypal is best man stick with it our 95% clients pay using PP only you can check perfectmoney also it accept bank transfer deposit and withdrawals both
 
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