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Which payment gateway should I use.

Discussion in 'Black Hat SEO' started by Rezoti, Aug 5, 2013.

  1. Rezoti

    Rezoti Newbie

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    Hello,

    I want to accept payments from around the globe.

    Want to accept paypal, credit card, echeck, wire transfer, check, western union etc.

    Which payment gateway should I use.

    I have a business paypal account and I can alredy accept paypal, credit card and e-check on my own, should I use my paypal and a payment gateway or should I find a payment gateway that can alredy accept those 3, wouldn't it cost me unnecessary fees.

    Any advice ?

    Thanks
     
  2. john1444

    john1444 Elite Member

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    You need your PayPal coupled with a full CC processor like 2co or authorize dot net.
     
  3. Rezoti

    Rezoti Newbie

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    Does authorize and 2co accepts check and wire transfers ?

    Thanks
     
    Last edited: Aug 5, 2013
  4. beauxesprits

    beauxesprits BANNED BANNED

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    I use paypal and no problem till date, so i will suggest you paypal. :)
     
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  5. Zuuuu

    Zuuuu Regular Member

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    PayPal is the best but if you have more money to get, I recommend you Wire Transfer :p
     
  6. monkid

    monkid Power Member

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    Just use Paypal, which people can pay using paypal, credit card and debit card.

    If you have a lot of sales, you might consider 2co.
     
  7. ANITechnologies

    ANITechnologies Registered Member

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    2CO is my suggestion.
     
  8. BuildMoreLinks

    BuildMoreLinks Jr. VIP Jr. VIP Premium Member

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    really depends on what you are selling! If you are shipping some physical items then it would be obvious to use 2CO or Authorize.net. I have an amazing experience with 2CO and their fraud detection is awesome.
     
  9. Teotech

    Teotech Jr. VIP Jr. VIP Premium Member

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    A using for my business paypal and 2co for cc processing.
    With these two I am sure you can server your clients.
    Just be careful with 2co cause sometimes you will receive a chargeback.
    If your clients can pay with both prefer paypal
     
  10. bartosimpsonio

    bartosimpsonio Jr. VIP Jr. VIP Premium Member

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    For physical goods paypal is actually pretty good. The issues with PP begin when you deal intangible good, it's always the customer vs. you and the first always wins.
     
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  11. DeanFN

    DeanFN Junior Member

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    I prefer using Paypal because it is very Flexible and Western Union
     
  12. competent123

    competent123 Registered Member

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    make sure you add ccavenue as well, because as per my understanding it is the only one which can accept maestro cards ( over 100 MILLION indian bank accounts have that debit card )

    you are losing a high demographic if you dont' add them
     
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  13. morgan456

    morgan456 Jr. VIP Jr. VIP Premium Member

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  14. stanleyreporb

    stanleyreporb Regular Member

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    Other than Paypal, Stripe is the most recommended. No hassle of registration and filling up long complicated forms and scanning them and sending them over to your payment provider.

    For Stripe, just sign up and put in your bank account details and you're good to go and start collecting money. :)
     
  15. #000000hat

    #000000hat Newbie

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    Paypal is the easiest one to use. If you can't use Paypal I would use Stripe but you need to be in the US or Canada I think. Most everything else besides Paypal and Stripe are either very difficult to get accepted for or have really high rates. I don't want to pay 7% to my payment processor.
     
  16. Ghoast

    Ghoast Power Member

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    Okay so if you want to accept CC and you don't want to use paypal you'll need a payment processor and also a merchant bank account - these are separate but you need both for it to work. Contact your bank and ask them about merchant bank accounts. I recommend streamline, they worked well for me. Bare in mind that it's not free, you'll have monthly fees of about $50+(both merchant bank account and payment processor will charge you) and the initial set up is about $200+

    I provide a service here on BHW and I actually cancelled my merchant bank acct + payment processor because only 5% of my sales used that option and 95% of people here chose the PayPal option on checkout.. maybe something to bare in mind..
     
  17. johngortt

    johngortt Newbie

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    I will suggest you stick with PayPal for now. Thanks
     
  18. prlinkssale

    prlinkssale Jr. VIP Jr. VIP Premium Member

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    Paypal would be best option to payment gateway.. And it will be really very secured option to use on physical goods..
     
  19. spartan1404

    spartan1404 Regular Member

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    Paypal is mostly recommended for international fund transfer. It is most secured than any other gateways.
     
  20. kelvin.thechamp

    kelvin.thechamp Power Member

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    Paypal is best man stick with it our 95% clients pay using PP only you can check perfectmoney also it accept bank transfer deposit and withdrawals both