When will rank 1st?

Have you optimized your website's on page seo it is very important ,
Next According to your keyword "housing loan in Mumbai" has only 30 searches per month and competition is also high.

Here's what you can do check backlinks of your top 5 competitors and start submitting your website on them with the anchor tag "housing loan in mumbai"

-Create social media accounts and start posting your loan offers and links to your website
-Start with social bookmarking sites 5x daily
-Business Directories Sites 5x
-Local classified sites 5x (there are sites which gives anchor link)
-Outsource blogs and articles if you dont have content for your website (this links get indexed faster than others)
-Start forum submission with signature links , this links will add some link juice to your backlink.
- Try this strategy for atleast 3months and check your result. since your keyword has big competitors you need to struggle for getting on page 1 still never lose hope.

good luck :)
this is so perfect try this for 3months and see the changes till then work on your onpage seo and internal linking of your website.
 
Mate Build backlinks for your actual keyword. Then only you will get some SERP improvements.
 
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