1) Annual plans go with great discounts
2) As for One Drive: they offer better price for Family plan - you have to coop with somebody and everybody in the "family" pays less
3) Wait for discounts, connected with Black Friday, Christmas and so on
The best time to buy cloud storage on Google Drive, Dropbox, or Mega is during Black Friday sales, in January, or during special promotions (Mega sometimes has big discounts). You can also find cheaper deals on third-party sites like StackSocial
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