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What prepaid card will work for this?

Discussion in 'BlackHat Lounge' started by emaloy97, Feb 6, 2013.

  1. emaloy97

    emaloy97 Junior Member

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    Which prepaid cards today will work for this: set up a PayPal with bs information I get using a clean ip and all. I can receive money to it, and withdraw to a prepaid card I buy and register with the same bs information, then withdraw cash at an ATM. Any?

    Also I hear that they all require SSN to use more than $250 and to use ATM and receive direct deposit. Are there any I can just put a bogus SSN in?

    Thanks for any help.
     
  2. emaloy97

    emaloy97 Junior Member

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    Also do they check the SSN/information?
     
  3. zebrahat

    zebrahat Elite Member

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    The different cards (and their underlying banks) use varying systems. The law says they have to verify identifying information, but does not specify to what extent. So some online applications are rigorous, others not so much---some check the SSN provided with government software that confirms that the SSA issued the number, and that it's still active (the person assigned it is not deceased).

    Other systems check the SSN against the name, DOB, or address provided, to see if they match. And other applications don't do either, and just seem to check if the SSN is 'plausible' enough to be considered valid. Several "instant approval" reloadable debit cards (like Ready Debit) fall into this category at this time. The downside is the numerous fees that come with most cards of this type, and that the verification system for new accounts may get upgraded suddenly. The upside is that they can be used to provide a functioning card and/or bank account to address verify a stealth PP.

    So if you want to set-up a stealth US PP that can fully verified, and can be restored following a limitation, first get a VBA and SSN confirmed PP (see the vendor in BST, or the product on vccandbank), and add a street address to it you can receive USPS mail from (family, friend, or maildrop). Apply for a easy-approval debit card using that address and the name provided on the PP. Once you have the card and have activated it, you can add a real bank to the Paypal.

    If PP limits the account, you can address verify it using the card, and verify location by receiving the letter with the pin number to the real address you added, along with providing the photoshopped ID/docs they request. This should be enough to restore the PP, though there are no guarantees. If they deny your appeal, you can keep contesting the matter, or just wait the 180 days to withdraw funds to the working bank/card account. Think of Paypal as a beast you have to plan the middle or end game for in advance, in order to manage/mitigate your risk.
     
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    Last edited: Feb 6, 2013
  4. emaloy97

    emaloy97 Junior Member

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    Oh my gosh thank you. This is exactly what I need. Any guidelines to faking a BS SSN? And for each card/account I'll need a new address right? Could I just use the apartment # trick??
     
  5. zebrahat

    zebrahat Elite Member

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    A straight fakenamegenerator SSN will not work. Some have had success changing up the last four digits of an existing SSN, but that is hit and miss. Some vendors use a "virtual SSN" number that is generated to pass the "plausibility" test of the more lax verification cards. You'll need a new PHYSICAL address you can access for each real card you apply for. So if you add address or unit numbers, make sure you can still get the mail from the addresses used.
     
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  6. emaloy97

    emaloy97 Junior Member

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    So I just edit an existing SSN and hope it works?
     
  7. zebrahat

    zebrahat Elite Member

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    It's better to do it via getting an already SSN-confirmed PP account, then use that SSN and faux profile data as the basis for getting the debit card. Trying to play hit and miss too many times with the number while creating PP accounts might lead to their banning your IP.
     
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  8. SmileAtmyWins

    SmileAtmyWins BANNED BANNED

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    Correct. Most cards require an SSN validator except for the Vanilla Visa. I could be wrong though, but when I used the Vanilla Visa, they didn't require an SSN. So your best bet, is to buy an existing pp account and put a pay per use card on the account to verify it. Hope this helps
     
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  9. emaloy97

    emaloy97 Junior Member

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    So buy a PP account already set up with info and SSN, use that info when I register a card online and tie that card to the PP. With that I could earn on the PayPal, withdraw to the prepaid card, and withdraw from ATM? Can the vanilla visa do that?
     
  10. SmileAtmyWins

    SmileAtmyWins BANNED BANNED

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    The vanilla visa allowed me to do it like that, yes.
     
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  11. SmileAtmyWins

    SmileAtmyWins BANNED BANNED

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    Remember you need to have a paypal account active for 90 days before you can register for the Paypal Debit Card.
     
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  12. zebrahat

    zebrahat Elite Member

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    This does work for the initial verification of the account, HOWEVER, if Paypal limits an account and demands a SSN that you didn't put on it befroehand, you could be stuck. If/when they also ask to verify the address or location via the card, or by a mailing, you could also be stuck. Taking care of the SSN, address and address-verifying card upfront is the best route to go for both setting up the PP, and being better positioned to restore the account if it gets limited.
     
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    Last edited: Feb 7, 2013
  13. SmileAtmyWins

    SmileAtmyWins BANNED BANNED

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    I was assuming that went without saying, but I guess sometimes it helps to break it down completely lol
     
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  14. emaloy97

    emaloy97 Junior Member

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    Ok so how DO I "take care of the SSN"?
     
  15. zebrahat

    zebrahat Elite Member

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    Already stated. "It's better to do it via getting (buying) an already SSN-confirmed PP account, then use that SSN and faux profile data as the basis for getting the debit card."
     
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  16. emaloy97

    emaloy97 Junior Member

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    Oh im sorry. Thank you for all of your help. One last question: If I buy a SSN confirmed PayPal, can I use that SSN to register like an nFinanse or Rushcard? Ones that require SSN?
     
  17. emaloy97

    emaloy97 Junior Member

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    Bump!
     
  18. zebrahat

    zebrahat Elite Member

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    Depends on what level of verification the card's online application performs. If the application cross-checks the SSN with the name/address, it won't work regardless. I've heard nFinanse is lax enough for it to work, and don't know about Rushcard. AccountNow used to be lax, but seemed to upgrade as of the New Year. Ready Debit works as of now.
     
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  19. emaloy97

    emaloy97 Junior Member

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    Ok thank you so much for your help.