What payment method for the online store?

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yes heard too about that for payoneer. for stripe i activated radar and the AI disabled my account. stripe team didnt help also and thought my business is a high risk and terminated my account and hold the money and refunded them back to the customers
I look for a solution too to sell digital workshops, by the way Maria Wendt makes high 6-7 figures she uses samcart with stripe and paypal.
I wonder her money not gets frozen ?

I think that her stripe and paypal accounts holds a percentage of their funds, the rest she can withdraw daily or 3 day delay .

I look for a solution too to prevent this online bank restrictions crap.

Any tip?
 
Given your $1,000-$4,000 range, UK customer base, and repeat customer focus, I think crypto open banking via TrueLayer or BitPay is your best bet:
TrueLayer: Keeps the bank transfer experience your customers love, less manual hassle, and matches your “acceptable” conversion history. Low fees, no selfie nonsense.

BitPay: If you’re interested in crypto, it’s low risk, with automatic conversion to GBP. Very low fees, and future-proof for when crypto becomes popular. Test it out as an add-on.

For laggards, pair it with a fallback like PayPal — it’s familiar and will cover anyone hesitant about a new method.
How is Truelayer? Can anyone use it, like paypal, is available in almost all countries?
 
Use payoneer as pay processor with sbopify? Sbopify itselfs offers their stores for digital selling ,so for them selling digital courses is not high risk for them?

Payoneer will not hold funds or only small fraction and the rest with daily payout?
 
Worldpay, i had been using it. Worldpay can handle high transaction volumes, supports multiple payment methods, with global support
I can integrate that with samcart in my wordpress site? Selling digital courses Worldpay will holding funds?

And Worldpay can do payout to my Wise account?
 

It sounds like you’ve tried many options already. Since card payments and bank transfers are tricky, you might consider using a reliable e-wallet service like Skrill or Payeer, or even a local UK payment gateway. Crypto could work too, but it may lower conversion rates, so you could offer it as an alternative, not the main method.​

 
banks and fintechs clamp hard now, so ur options narrow if u don’t wanna touch cards or crypto. some sellers in UK move volume through alt wallets like skrill, neteller, even cashapp via p2p plugs, but fees + trust issues. gift cards workable but messy to liquidate. safest mid-ground is partner with a merchant of record platform (gumroad, paddle, fastspring) they sit between u + buyer, handle compliance, and just pay u out. u lose a % cut, but u stop fighting revolut/wise every week. split ur $1k/day across 2–3 pipes so one freeze doesn’t kill sales. crypto as addon not main, test uptake before committing.
 
Best method is start with paypal and stripe when you make enough money later, then register a company and have a business account form a local physical bank, they will provide you with their own merchant gateway solutions you can integrate in your wordpress site to collect money from credit cards. Then at that stage, you are free from these "online payment banks" socialism restrictions.

Or yo can use Payoneer and Wise but these two not working when you selling digital items, they work when you are a coach and have clients, send them first your invoice and they pay you via bank transfer to your Payoneer or Wise account.

Sell digital items with paypal and stripe always have a tool that sends you reports about a closed deal, that the download from this customer/ his ip is delivered, they need proof when you have some sales from suspicios customers, so you cansend them thwe reports.
 
I don't think his target audience will be able to pay with cryptocurrency!
 
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