What are you looking for is called High Risk Payment Processors. If you actually want something that is more reliable than PayPal/Stripe who can ban you at any moment at their whims, it's worth going with high riskprocessors.
They usually charge a bit more than PayPal/Stripe. But it's worth it.
I can't recommend any particular high risk processor cause I do not have any reasonable experience with one (apart from integrating one such processor for a client's e commerce gateway).
Whichever one you choose tho, you should maximise your ways to minimise chargebacks. A High risk processor will have a bit higher tolerance but I have known from my clients if you touch 2% even with high risk processors, you risk getting banned.