What credit card payment gateway best?

Stripe is good but make sure not to hold too much amount there , sometimes they get greedy :)
 
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SMM panels are considered high-risk, so standard gateways like Stripe or PayPal often flag accounts once volume picks up. Your best bet is to look for specialized high-risk processors or integrate a Crypto gateway (like CoinPayments) to minimize chargeback issues.
 
For SMM panels, most mainstream gateways eventually flag the traffic, especially with higher volume or mixed traffic sources. The setups that usually last longer are high-risk merchant accounts with multiple routing options and proper chargeback management instead of relying on a single processor. Someone helped with setup and If you want I can share the right direction with you as well .
 
For an smm panel, consider payment gateways like St*ripe or Pay*Pal for their ease of integration and global reach, but also research local options that support your target audience's preferred payment methods to maximize conversions. Ultimately, the "best" depends on your specific needs, fees, and security requirements
 
I’ve seen folks burn a lot of time trying to force traditional processors to love SMM, so I usually keep a mix running. Stripe for low-risk stuff, crypto for the heavier buyers, and a high-risk backup in case one decides to freeze things out of the blue. Chargebacks hit hard in this niche, so tightening refund rules and logging all order proofs saved me a ton of headaches.
 
Stripe used to be my go-to until one of my SMM panel accounts got frozen out of the blue - they can be picky with this line of work, especially if you start cranking up the transactions. Revolut played nicer for me, but their fees can bite if you’re doing a lot of international stuff. Lately, I’ve been leaning into crypto payments for smoother setups, just to sidestep all that account risk.
 
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