The BoV doesn't have anything to do with the account type - individual or organization. If what you are promoting requires BoV, it doesn't matter how you have set up your account. More info here:
https://support.google.com/adspolicy/answer/11938893?hl=en
The bot will look at your keywords, ad copy, landing page, (internal pages - *optional) and in certain circumstances it can compare the data with other advertisers and eventually scrape data from certain sources. As for scraping data (such as getting information in the public records and other places, regarding your company) I cannot confirm whether they are indeed doing this, but I read it on the official support forum.
Certain business operations cannot be done as an individual by law (for example in the financial sector) and you need a company for this purpose. So, if the account is set as an individual even though you can verify it as such, it will ask for verification as an organization and after that for BoV. That's why the support may tell you that individual verification with government documents is not possible, because organizations verification has been triggered by the bot and from the support they cannot do anything else other than to comply with what has to be done or the last option is to escalate this to the compliance verification team and if they say that the account can still operate that particular business type as an individual, then they will let you verify it as such.
If your business model is fine from an individual operations perspective, then you can verify your individual account and then do the BoV and you won't necessary have to switch the account to an organization. As mentioned the BoV will get triggered based only on what you are promoting with the account.
The account can be switched from an individual to organization and vice versa, but this can be done only by the support staff.
And last, but not least the account can be immediately paused in certain circumstances and you will not get 30 days to verify it. This is valid both for account verification type and for BoV.