here's what happened: I purchased two things on the internet from two different companies using a visa giftcard 'cause I didn't want anyone to know I am getting them. From company A I bought the item for $148 and some change using an "unregistered" card. I hadn't logged in and entered my information, but the card was "active and ready to use" because I bought it inside a bank. From company B I bought another item for $48 and some change but the company declined it - so I registered the card and made the purchase again. I received the item from company A in the mail today. I received a tracking number from company B today. I checked my balance, figuring I had 4 dollars or so left on the card, and it was $200. Both items showed as "declined." I called visa card services and they told me both transactions had been declined and funds were returned to my account this morning (the same day I received the item and tracking for the other). The lady on the phone told me if they don't collect on the funds within three days - the money is returned to the account. Is it just a coincidence BOTH didn't collect? What in the fuck? I'm immediately tempted to spend the $200 all over again but I think i'll wait it out for a few more days... (a) You guys have any explanation for this? (b) Would I be liable for the funds if I spent them and my giftcard went negative? (c) Can we replicate this situation?