Hello,
My advice if you are a newbie best start with a nonpersonal account.
Also, you can create different ad account through your principal account, you can create 3-5 ad accounts under your principal (google it) and if you have banned one you have the other accounts but you always have the risk with your personal acc.
Anyway if you have banned your ad account you can continue using (pages, groups, post, likes...) your personal account but without ads.
Regards.