Terms, Privacy and Disclaimers

Barbarossa

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I spent quite a while looking for some legal pages like "Earning disclaimer" and other crap we have to have on our pages.

Found this WSO in the download section here:
http://www.blackhatworld.com/blackh...-wp-legal-pages-who-needs-easy-privacy-policy

Its a plugin you download and install. To cut to the chase, I'm just going to copy and paste their templates for Terms, Privacy, Disclaimer, and Earning Disclaimer in this thread for anyone who needs these pages (who doesn't?). Just replace [DOMAIN] with you domain, with your email and so on.


[CENTER][B]Terms of Use[/B][/CENTER]
[CODE]
TERMS OF USE


PLEASE READ! [Domain] REQUIRES CONSIDERATION FOR AND AS A CONDITION OF ALLOWING YOU ACCESS.


READING AND ACCEPTING THE TERMS OF USE AND READING AND ACCEPTING THE PROVISIONS OF THE PRIVACY POLICY OF [Domain] ARE


REQUIRED CONSIDERATIONS FOR [Domain] GRANTING YOU THE RIGHT TO VISIT, READ OR INTERACT WITH IT.


ALL PERSONS ARE DENIED ACCESS TO THIS SITE UNLESS THEY READ AND ACCEPT THE TERMS OF USE AND THE PRIVACY POLICY.


BY VIEWING, VISITING, USING, OR INTERACTING WITH [Domain] OR WITH ANY BANNER, POP-UP, OR ADVERTISING THAT APPEARS ON IT, YOU


ARE AGREEING TO ALL THE PROVISIONS OF THIS TERMS OF USE POLICY AND THE PRIVACY POLICY OF [Domain].


ALL PERSONS UNDER THE AGE OF 18 ARE DENIED ACCESS TO [Domain]. IF YOU ARE UNDER 18 YEARS OF AGE, IT IS UNLAWFUL FOR YOU TO


VISIT, READ, OR INTERACT WITH [Domain] OR ITS CONTENTS IN ANY MANNER. [Domain] SPECIFICALLY DENIES ACCESS TO ANY INDIVIDUAL


THAT IS COVERED BY THE CHILD ONLINE PRIVACY ACT (COPA) OF 1998.


[Domain] RESERVES THE RIGHT TO DENY ACCESS TO ANY PERSON OR VIEWER FOR ANY REASON. UNDER THE TERMS OF THE PRIVACY POLICY,


WHICH YOU ACCEPT AS A CONDITION FOR VIEWING, [Domain] IS ALLOWED TO COLLECT AND STORE DATA AND INFORMATION FOR THE PURPOSE OF


EXCLUSION AND FOR MANY OTHER USES.


THE TERMS OF USE AGREEMENT MAY CHANGE FROM TIME TO TIME. VISITORS HAVE AN AFFIRMATIVE DUTY, AS PART OF THE CONSIDERATION FOR


PERMISSION TO VIEW [Domain], TO KEEP THEMSELVES INFORMED OF CHANGES.


PARTIES TO THE TERMS OF USE AGREEMENT


Visitors, viewers, users, subscribers, members, affiliates, or customers, collectively referred to herein as "Visitors," are


parties to this agreement. The website and its owners and/or operators are parties to this agreement, herein referred to as


"Website."


USE OF INFORMATION FROM THIS WEBSITE


Unless you have entered into an express written contract with this website to the contrary, visitors, viewers, subscribers,


members, affiliates, or customers have no right to use this information in a commercial or public setting; they have no right


to broadcast it, copy it, save it, print it, sell it, or publish any portions of the content of this website. By viewing the


contents of this website you agree this condition of viewing and you acknowledge that any unauthorized use is unlawful and


may subject you to civil or criminal penalties. Again, Visitor has no rights whatsoever to use the content of, or portions


thereof, including its databases, invisible pages, linked pages, underlying code, or other intellectual property the site may


contain, for any reason for any use whatsoever. Nothing. Visitor agrees to liquidated damages in the amount of U.S.$100,000


in addition to costs and actual damages for breach of this provision. Visitor warrants that he or she understands that


accepting this provision is a condition of viewing and that viewing constitutes acceptance.


OWNERSHIP OF WEBSITE OR RIGHT TO USE, SELL, PUBLISH CONTENTS OF THIS WEBSITE


The website and its contents are owned or licensed by the website. Material contained on the website must be presumed to be


proprietary and copyrighted. Visitors have no rights whatsoever in the site content. Use of website content for any reason is


unlawful unless it is done with express contract or permission of the website.


HYPERLINKING TO SITE, CO-BRANDING, "FRAMING" AND REFERENCING SITE PROHIBITED


Unless expressly authorized by website, no one may hyperlink this site, or portions thereof, (including, but not limited to,


logotypes, trademarks, branding or copyrighted material) to theirs for any reason. Further, you are not allowed to reference


the url (website address) of this website in any commercial or non-commercial media without express permission, nor are you


allowed to 'frame' the site. You specifically agree to cooperate with the Website to remove or de-activate any such


activities and be liable for all damages. You hereby agree to liquidated damages of US $100,000.00 plus costs and actual


damages for violating this provision.


DISCLAIMER FOR CONTENTS OF SITE


The website disclaims any responsibility for the accuracy of the content of this website. Visitors assume the all risk of


viewing, reading, using, or relying upon this information. Unless you have otherwise formed an express contract to the


contrary with the website, you have no right to rely on any information contained herein as accurate. The website makes no


such warranty.


DISCLAIMER FOR HARM CAUSED TO YOUR COMPUTER OR SOFTWARE FROM INTERACTING WITH THIS WEBSITE OR ITS CONTENTS. VISITOR ASSUMES


ALL RISK OF VIRUSES, WORMS, OR OTHER CORRUPTING FACTORS.


The website assumes no responsibility for damage to computers or software of the visitor or any person the visitor


subsequently communicates with from corrupting code or data that is inadvertently passed to the visitor's computer. Again,


visitor views and interacts with this site, or banners or pop-ups or advertising displayed thereon, at his own risk.


DISCLAIMER FOR HARM CAUSED BY DOWNLOADS


Visitor downloads information from this site at this own risk. Website makes no warranty that downloads are free of


corrupting computer codes, including, but not limited to, viruses and worms.


LIMITATION OF LIABILITY


By viewing, using, or interacting in any manner with this site, including banners, advertising, or pop-ups, downloads, and as


a condition of the website to allow his lawful viewing, Visitor forever waives all right to claims of damage of any and all


description based on any causal factor resulting in any possible harm, no matter how heinous or extensive, whether physical


or emotional, foreseeable or unforeseeable, whether personal or business in nature.


INDEMNIFICATION


Visitor agrees that in the event he causes damage, which the Website is required to pay for, the Visitor, as a condition of


viewing, promises to reimburse the Website for all.


SUBMISSIONS


Visitor agrees as a condition of viewing, that any communication between Visitor and Website is deemed a submission. All


submissions, including portions thereof, graphics contained thereon, or any of the content of the submission, shall become


the exclusive property of the Website and may be used, without further permission, for commercial use without additional


consideration of any kind. Visitor agrees to only communicate that information to the Website, which it wishes to forever


allow the Website to use in any manner as it sees fit. "Submissions" is also a provision of the Privacy Policy.


NOTICE


No additional notice of any kind for any reason is due Visitor and Visitor expressly warrants an understanding that the right


to notice is waived as a condition for permission to view or interact with the website.


DISPUTES


As part of the consideration that the Website requires for viewing, using or interacting with this website, Visitor agrees to


use binding arbitration for any claim, dispute, or controversy ("CLAIM") of any kind (whether in contract, tort or otherwise)


arising out of or relating to this purchase, this product, including solicitation issues, privacy issues, and terms of use


issues.


Arbitration shall be conducted pursuant to the rules of the American Arbitration Association which are in effect on the date


a dispute is submitted to the American Arbitration Association. Information about the American Arbitration Association, its


rules, and its forms are available from the American Arbitration Association, 335 Madison Avenue, Floor 10, New York, New


York, 10017-4605. Hearing will take place in the city or county of the Seller.


In no case shall the viewer, visitor, member, subscriber or customer have the right to go to court or have a jury trial.


Viewer, visitor, member, subscriber or customer will not have the right to engage in pre-trial discovery except as provided


in the rules; you will not have the right to participate as a representative or member of any class of claimants pertaining


to any claim subject to arbitration; the arbitrator's decision will be final and binding with limited rights of appeal.


The prevailing party shall be reimbursed by the other party for any and all costs associated with the dispute arbitration,


including attorney fees, collection fees, investigation fees, travel expenses.


JURISDICTION AND VENUE


If any matter concerning this purchase shall be brought before a court of law, pre- or post-arbitration, Viewer, visitor,


member, subscriber or customer agrees to that the sole and proper jurisdiction to be the state and city declared in the


contact information of the web owner unless otherwise here specified. In the event that litigation is in a federal court, the


proper court shall be the closest federal court to the Seller's address.


APPLICABLE LAW


Viewer, visitor, member, subscriber or customer agrees that the applicable law to be applied shall, in all cases, be that of


the state of the Seller.


CONTACT INFORMATION


The Seller of this product is:
Mailing address:
[Business Name]
[Street]
[City, State, Zip code]
[Country]




Contact Email: [Email], All Rights Reserved.[/CODE]

[CENTER][B]Privacy Policy[/B][/CENTER]
[CODE]
PRIVACY POLICY


Welcome to [Domain] (the "Site").


We understand that privacy online is important to users of our Site, especially when conducting business.
This statement governs our privacy policies with respect to those users of the Site ("Visitors") who visit without
transacting business and Visitors who register to transact business on the Site and make use of the various services offered


by [Business Name] (collectively, "Services") ("Authorized Customers").


"Personally Identifiable Information"
refers to any information that identifies or can be used to identify, contact, or locate the person to whom such information


pertains, including, but not limited to, name, address, phone number, fax number, email address, financial profiles, social


security number, and credit card information. Personally Identifiable Information does not include information that is


collected anonymously (that is, without identification of the individual user)
or demographic information not connected to an identified individual.


What Personally Identifiable Information is collected?
We may collect basic user profile information from all of our Visitors. We collect the following additional information from


our Authorized Customers: the names, addresses, phone numbers and email addresses of Authorized Customers, the nature and


size of the business, and the nature and size of the advertising inventory that the Authorized Customer intends to purchase


or sell.


What organizations are collecting the information?
In addition to our direct collection of information, our third party service vendors (such as credit card companies,


clearinghouses and banks) who may provide such services as credit, insurance, and escrow services may collect this


information from our Visitors and Authorized Customers. We do not control how these third parties use such information, but


we do ask them to disclose how they use personal information provided to them from Visitors and Authorized Customers. Some of


these third parties may be intermediaries that act solely as links in the distribution chain, and do not store, retain, or


use the information given to them.


How does the Site use Personally Identifiable Information?
We use Personally Identifiable Information to customize the Site, to make appropriate service offerings, and to fulfill


buying and selling requests on the Site. We may email Visitors and Authorized Customers about research or purchase and


selling opportunities on the Site or information related to the subject matter of the Site. We may also use Personally


Identifiable Information to contact Visitors and Authorized Customers in response to specific inquiries, or to provide


requested information.


With whom may the information may be shared?
Personally Identifiable Information about Authorized Customers may be shared with other Authorized Customers who wish to


evaluate potential transactions with other Authorized Customers. We may share aggregated information about our Visitors,


including the demographics of our Visitors and Authorized Customers, with our affiliated agencies and third party vendors. We


also offer the opportunity to "opt out" of receiving information or being contacted by us or by any agency acting on our


behalf.


How is Personally Identifiable Information stored?
Personally Identifiable Information collected by [Business Name] is securely stored and is not accessible to third parties or


employees of [Business Name] except for use as indicated above.




What choices are available to Visitors regarding collection, use and distribution of the information?
Visitors and Authorized Customers may opt out of receiving unsolicited information from or being contacted by us and/or our


vendors and affiliated agencies by responding to emails as instructed, or by contacting us at [Address]




Are Cookies Used on the Site?
Cookies are used for a variety of reasons. We use Cookies to obtain information about the preferences of our Visitors and the


services they select. We also use Cookies for security purposes to protect our Authorized Customers. For example, if an


Authorized Customer is logged on and the site is unused for more than 10 minutes, we will automatically log the Authorized


Customer off.


How does [Business Name] use login information?
[Business Name] uses login information, including, but not limited to, IP addresses, ISPs, and browser types, to analyze


trends, administer the Site, track a user's movement and use, and gather broad demographic information.


What partners or service providers have access to Personally Identifiable Information from Visitors and/or Authorized


Customers on the Site?
[Business Name] has entered into and will continue to enter into partnerships and other affiliations with a number of


vendors.
Such vendors may have access to certain Personally Identifiable Information on a need to know basis for evaluating Authorized


Customers for service eligibility.
Our privacy policy does not cover their collection or use of this information.
Disclosure of Personally Identifiable Information to comply with law. We will disclose Personally Identifiable Information in


order to comply with a court order or subpoena or a request from a law enforcement agency to release information. We will


also disclose Personally Identifiable Information when reasonably necessary to protect the safety of our Visitors and


Authorized Customers.


How does the Site keep Personally Identifiable Information secure?
All of our employees are familiar with our security policy and practices. The Personally Identifiable Information of our


Visitors and Authorized Customers is only accessible to a limited number of qualified employees who are given a password in


order to gain access to the information. We audit our security systems and processes on a regular basis. Sensitive


information, such as credit card numbers or social security numbers, is protected by encryption protocols, in place to


protect information sent over the Internet. While we take commercially reasonable measures to maintain a secure site,


electronic communications and databases are subject to errors, tampering and break-ins, and we cannot guarantee or warrant


that such events will not take place and we will not be liable to Visitors or Authorized Customers for any such occurrences.


How can Visitors correct any inaccuracies in Personally Identifiable Information?
Visitors and Authorized Customers may contact us to update Personally Identifiable Information about them or to correct any


inaccuracies by emailing us at [Email]


Can a Visitor delete or deactivate Personally Identifiable Information collected by the Site?
We provide Visitors and Authorized Customers with a mechanism to delete/deactivate Personally Identifiable Information from


the Site's database by contacting . However, because of backups and records of deletions, it may be impossible to delete a


Visitor's entry without retaining some residual information. An individual who requests to have Personally Identifiable


Information deactivated will have this information functionally deleted, and we will not sell, transfer, or use Personally


Identifiable Information relating to that individual in any way moving forward.


What happens if the Privacy Policy Changes?
We will let our Visitors and Authorized Customers know about changes to our privacy policy by posting such changes on the


Site. However, if we are changing our privacy policy in a manner that might cause disclosure of Personally Identifiable


Information that a Visitor or Authorized Customer has previously requested not be disclosed, we will contact such Visitor or


Authorized Customer to allow such Visitor or Authorized Customer to prevent such disclosure.


Links:


[Domain] contains links to other web sites. Please note that when you click on one of these links, you are moving to another


web site. We encourage you to read the privacy statements of these linked sites as their privacy policies may differ from


ours.[/CODE]


[CENTER][B]Earning Disclaimer[/B][/CENTER]
[CODE]Earnings Disclaimer



EVERY EFFORT HAS BEEN MADE TO ACCURATELY REPRESENT THIS PRODUCT AND IT?S POTENTIAL. EVEN THOUGH THIS INDUSTRY IS ONE OF THE


FEW WHERE ONE CAN WRITE THEIR OWN CHECK IN TERMS OF EARNINGS, THERE IS NO GUARANTEE THAT YOU WILL EARN ANY MONEY USING THE


TECHNIQUES AND IDEAS IN THESE MATERIALS. EXAMPLES IN THESE MATERIALS ARE NOT TO BE INTERPRETED AS A PROMISE OR GUARANTEE OF


EARNINGS. EARNING POTENTIAL IS ENTIRELY DEPENDENT ON THE PERSON USING OUR PRODUCT, IDEAS AND TECHNIQUES. WE DO NOT PURPORT


THIS AS A "GET RICH SCHEME."


ANY CLAIMS MADE OF ACTUAL EARNINGS OR EXAMPLES OF ACTUAL RESULTS CAN BE VERIFIED UPON REQUEST. YOUR LEVEL OF SUCCESS IN


ATTAINING THE RESULTS CLAIMED IN OUR MATERIALS DEPENDS ON THE TIME YOU DEVOTE TO THE PROGRAM, IDEAS AND TECHNIQUES MENTIONED,


YOUR FINANCES, KNOWLEDGE AND VARIOUS SKILLS. SINCE THESE FACTORS DIFFER ACCORDING TO INDIVIDUALS, WE CANNOT GUARANTEE YOUR


SUCCESS OR INCOME LEVEL. NOR ARE WE RESPONSIBLE FOR ANY OF YOUR ACTIONS.


MATERIALS IN OUR PRODUCT AND OUR WEBSITE MAY CONTAIN INFORMATION THAT INCLUDES OR IS BASED UPON FORWARD-LOOKING STATEMENTS


WITHIN THE MEANING OF THE SECURITIES LITIGATION REFORM ACT OF 1995. FORWARD-LOOKING STATEMENTS GIVE OUR EXPECTATIONS OR


FORECASTS OF FUTURE EVENTS. YOU CAN IDENTIFY THESE STATEMENTS BY THE FACT THAT THEY DO NOT RELATE STRICTLY TO HISTORICAL OR


CURRENT FACTS. THEY USE WORDS SUCH AS "ANTICIPATE," "ESTIMATE," "EXPECT," "PROJECT," "INTEND," "PLAN," "BELIEVE," AND OTHER


WORDS AND TERMS OF SIMILAR MEANING IN CONNECTION WITH A DESCRIPTION OF POTENTIAL EARNINGS OR FINANCIAL PERFORMANCE.


ANY AND ALL FORWARD LOOKING STATEMENTS HERE OR ON ANY OF OUR SALES MATERIAL ARE INTENDED TO EXPRESS OUR OPINION OF EARNINGS


POTENTIAL. MANY FACTORS WILL BE IMPORTANT IN DETERMINING YOUR ACTUAL RESULTS AND NO GUARANTEES ARE MADE THAT YOU WILL ACHIEVE


RESULTS SIMILAR TO OURS OR ANYBODY ELSES, IN FACT NO GUARANTEES ARE MADE THAT YOU WILL ACHIEVE ANY RESULTS FROM OUR IDEAS AND


TECHNIQUES IN OUR MATERIAL.


The author and publisher disclaim any warranties (express or implied), merchantability, or fitness for any particular


purpose. The author and publisher shall in no event be held liable to any party for any direct, indirect, punitive, special,


incidental or other consequential damages arising directly or indirectly from any use of this material, which is provided "as


is", and without warranties.


As always, the advice of a competent legal, tax, accounting or other professional should be sought.


[Domain] does not warrant the performance, effectiveness or applicability of any sites listed or linked to on [Domain]


All links are for information purposes only and are not warranted for content, accuracy or any other implied or explicit


purpose.[/CODE]


[CENTER][B]Disclaimer[/B][/CENTER]
[CODE]DISCLAIMER




The information contained in [Domain] is for general information purposes only. The information is provided by [Domain] and


while we endeavour to keep the information up to date and correct, we make no representations or warranties of any kind,


express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to [Domain] or


the information, products, services, or related graphics contained on [Domain] for any purpose. Any reliance you place on


such information is therefore strictly at your own risk.


In no event will we be liable for any loss or damage including without limitation, indirect or consequential loss or damage,


or any loss or damage whatsoever arising from loss of data or profits arising out of, or in connection with, the use of


[Domain].


Through [Domain] you are able to link to other websites which are not under the control of [Domain]. We have no control over


the nature, content and availability of those sites. The inclusion of any links does not necessarily imply a recommendation


or endorse the views expressed within them.


Every effort is made to keep [Domain] up and running smoothly. However,[Domain] takes no responsibility for, and will not be


liable for, [Domain] being temporarily unavailable due to technical issues beyond our control.[/CODE]
 
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