Paypal is the best payment processor, the people with horror stories did something that violated their ToS.
Yeah ok, Paypal holding your money for 6 months is cool? What if your bank did that anytime they wanted?
I did nothing wrong but accept payment using Paypal, I had to refund thousands.
My account was a fully verified 3-4 year old business account with a great history.
I uploaded all the docs and they still limited me.
Fuck Paypal.
Tons of businesses are using paypal without any problems. If they were so bad. Academy, Home Depot, Office Depot and Dollar General wouldn't be using them.