So recently, I've sold 700 dollars worth of goods on eBay and the buyer decides to file a dispute which I ended up losing.. and also my item.. He's since then removed his account and I can't find a way to contact him.. Now my paypal is around -700 into negative balance, but here's my worry.. However, the name and addresses were CHANGED after registration, so do they have a way to track back the changes in information I've made on the account? Also, can my credit rating be affected only using my real name? (It's pretty common as well) I've ended up losing the electronics and ebay is asking me to pay the seller's fees. I'm not up to pay another 700 to paypal. Thanks for your time guys.